6 Old Navy Summer Items the Middle Class Needs To Buy for Under $20
Summer basics are getting more expensive, according to the U.S. Bureau of Labor Statistics data.
That’s why many middle-class shoppers are looking for affordable pieces that still feel current. Old Navy remains one of the go-to stores for budget-friendly summer staples, especially for families trying to stretch discretionary spending.
From linen-blend separates to easy dresses and casual travel basics, here are six Old Navy summer items the middle class needs to buy for under $20.
Explore Next: 5 Little Luxuries To Buy at Dollar Tree Ahead of Summer
Check Out: Start Growing Your Net Worth With Smarter Tracking
Linen-Blend Shorts
Price: $20
Linen-blend shorts have become one of the easiest ways to look put together during the summer without spending too much money.
Lightweight pull-on styles work for errands, travel days, casual dinners and warm-weather weekends.
Old Navy's high-waisted linen-blend pull-on shorts in flax are priced at $20 and pair easily with tanks, button-down shirts and basic tees.
Sleeveless Ribbed Loop-Back Tank Top
Price: $15
A simple ribbed tank top is one of the most versatile pieces in a summer wardrobe.
Old Navy's sleeveless ribbed loop-back tank top can be layered under button-down shirts, worn with shorts or paired with casual skirts.
Priced at $15, neutral colors like white, black and striped versions make it easy to mix these tanks into multiple summer outfits without overthinking it.
Tie-Back Button Down Shirt
Price: $13.99
Old Navy's sleeveless tie-front shirt can make inexpensive summer outfits look more polished without adding much effort.
It’s priced at $14 and stands out from a basic sleeveless top because of the tie-front styling and keyhole detail in the back. The relaxed fit also makes it easy to wear during hot weather without feeling too structured or heavy.
Airy Smocked Maxi Dress
Price: $15.99
Old Navy's airy smocked maxi dress in navy is the kind of simple cotton dress shoppers can throw on with sneakers or sandals and still look put together. It even has pockets!
The dress is priced just under $20. The navy color also gives it a little more flexibility than brighter seasonal prints.
Fashionistas who want a more tailored fit may want to size down, while sticking with a regular size, or sizing up, creates a more relaxed, bohemian look.
Open-Weave Seaside Cotton Fringe Tank Top
Price: $17.49
Matching sets continue to trend because they make vacation packing and summer styling easier.
Old Navy's seaside cotton fringe tank top in Russet Moon can be paired with the matching skirt for a coordinated look or worn separately with jeans, shorts or linen pants.
Priced at just under $18, the rich brown shade also gives the outfit a slightly more elevated feel than a basic neutral set.
Small Preppy Bucket Bag
Price: $13.49
Small bucket bags are showing up everywhere this summer as shoppers lean into more polished accessories that still feel casual enough for everyday wear.
Old Navy's small preppy bucket bag has a clean, minimalist look that pairs easily with summer outfits without feeling overly seasonal.
A just-under-$14 price tag, it gives quiet luxury without breaking the bank. The roomy shape also makes it practical for carrying sunscreen, water bottles, books or a light sweater throughout the day.
To help Americans navigate the added cost of summer, MoneyLion is giving away $1,000 every day through July 4. Enter the Summer Break Giveaway here (No pur. nec. Ends 7/4/26. See Official Rules at mlion.info/summerbreakofficialrules)
Editor’s note: Prices and availability are subject to change.
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
More From MoneyLion: