7 Rules for Frugal Living at Home, According to Kate Kaden
Many people associate frugal living with being cheap or poor, but that’s not true. It’s about building habits that make daily life easier, less stressful and more intentional.
In a recent video, frugal living creator Kate Kaden shared seven rules she follows to keep her home running smoothly without overspending. They’re practical, everyday habits that help you save money while creating a less stressful life and a more organized home.
Here's how to live your best life without spending one dime extra.
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Prioritize Good Sleep
Good sleep might not sound like a frugal living tip, but it plays a bigger role than you think. Kaden says that when you’re well-rested, you make better decisions in life, including financial ones. You’re less likely to make impulse purchases or avoid tasks that save money, such as cooking.
“If you're a person right now that is not getting proper sleep and you're feeling stressed and you want your home to run better, prioritize good sleep in the house. You will not regret it,” she said. Good sleep is also healthy. That means reduced medical costs over time.
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Declutter or De-Own Regularly
Kaden recommends decluttering or de-owning stuff you don’t need in your home regularly. “If you want to have a better running house, you’ve got to have less stuff.”
She says that excess items create hidden costs for managing and organizing them. You spend money buying organizers, cleaning and organizing them. “The less you have to manage, the less you have to clean,” she said.
Kaden recommends doing regular decluttering or de-owning sessions to make your life better. The best places to start are your kitchen cabinets, drawers and closet.
Keep Your Home Clean
Nothing signals financial wellness to Kaden like a clean home. And you don’t require expensive products or professional cleaners. Simple routines like vacuuming, doing laundry and maintaining shared spaces make a home inviting.
She says that a clean space changes how you behave. When your kitchen is clean, you’re more likely to cook. When your space feels fresh, you’re less likely to escape it by spending money.
Don’t Spend Money on Things You Don’t Need
Kaden says this is a habit she has taught her 12-year-old son, who often reminds her whenever she’s tempted to buy something. That means pausing before buying takeout, holiday home decor, tech upgrades or splurge and asking whether it’s necessary. Oftentimes, the answer is no.
Eat at Home
Cooking at home is always cheaper and healthier. Kaden's son has become her accountability partner on this one. When she's tired after a long day and tempted to order something, he's the one saying, “Let's just make this at home.” The best hack to avoid eating out is to do meal prep.
Don't Waste Electricity
Kaden’s electricity bill is always under $75 a month. What she does to keep her bill low will surprise you. It’s the small things you may be ignoring, such as turning off lights when leaving a room, unplugging appliances when not in use and running full loads in the dishwasher and washing machine. You may also want to make use of natural light in the mornings and during the day.
Live Below Your Means and Be Content With What You Have
The top frugal rule Kaden swears by is living below your means without begrudging it. When you spend less than what you earn, you free up cash for saving, investing and other goals. It also helps avoid getting into debt.
She pairs this with contentment. Instead of focusing on what you don’t have, focus on what you already have. She recommends flipping the script on everyday inconveniences. Doing dishes becomes an appreciation for having food. Laundry becomes a gratitude for having clothes.
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
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