Debt: Learn How To Manage, Reduce and Pay Off Debt With Confidence
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Debt
What Happens If You Miss a Payment on a DMP?
Missing a DMP payment can reinstate higher interest rates and fees, hurt your credit, and even cancel your plan. Here's what happens and how to recover.

Written by Andrew Lisa
| June 15, 2026
9 MIN READ
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Debt
What Is an Outstanding Balance on a Credit Card?
Your outstanding balance is the total amount of money you currently owe on your credit card. Here's what you need to know to use your credit card well.

Written by Ana Gotter
| June 12, 2026
9 MIN READ
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Debt
Should You Use Savings To Pay Off Credit Card Debt?
If you have credit card debt and you also have savings, you’re likely wondering whether or not you should use those available funds to pay off your balances.

Written by Ana Gotter
| June 12, 2026
11 MIN READ
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Debt
Credit Card Refinancing vs. Debt Consolidation: Quick Guide
Considering credit card refinancing vs. debt consolidation? Compare APRs, credit needs, timelines and fees to choose the right way to pay off your debt.

Written by Rudri Bhatt Patel, CFHC™
| June 12, 2026
8 MIN READ
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