Finally, VIP banking without the velvet rope

Written by

October 2018 update: Zero-Fee CheckingSM is now available with a MoneyLion Core or MoneyLion Plus membership. MoneyLion Core is our newest free membership that includes a Zero-Fee Checking AccountSM, a Zero-Fee Managed Investment AccountSM, and 0% APR InstacashSM cash advances. Learn more about America’s most powerful financial membershipSM at

The private bank for the rest of us

MoneyLion believes that hard-working people like you deserve an easier way to get ahead, and our mission is to make premium financial services more accessible and affordable for everyone. After all, why should only the super-rich get all the good perks? ?

Last year, we launched MoneyLion Plus (learn more: online | mobile) to give you fast access to loans for today while also saving for tomorrow. Good credit isn’t required, and membership makes it easy to start investing and saving. In fact, roughly 90% of members are first-time investors, and members have reached a cumulative savings of over $1.5 million in just a few months.

MoneyLion will offer Zero-Fee BankingSM

Now we’re thrilled to announce that we’re expanding MoneyLion Plus to include VIP banking (join the waitlist) designed for all Americans, not just the affluent. With this addition, we think MoneyLion Plus will be the only financial membership you need to build wealth, putting all of the following at your fingertips:

  • Banking:
  • No overdraft, maintenance, or ATM fees!
  • Fast 0% APR cash advances
  • MoneyLion Plus debit card
  • Loan transfers in just a few taps
  • Savings/investing: Savings of $50/month into a fully guided investment account

  • Loans: $500 loans at 5.99% APR (this adds up to $16 in yearly interest)

  • Credit help: Credit monitoring and credit-building tools

  • Advice: Personalized financial advice delivered every day

  • Cashback: $1 daily cashback just for logging into the mobile app

  • Rewards: Points redeemable for $25 gift cards at hundreds of retail, restaurant, and entertainment spots

MoneyLion Plus will continue to cost $29 per month (less than a typical overdraft fee from other banks), and you can still reduce your membership cost to $0 per month by logging into the mobile app to get $1 cashback every day.

As a member, you’ll also invest $50/month (in installments) into your MoneyLion Plus guided investment account to target a savings goal of $2,000 within two years.

How would you live #LifeWithoutFees?

No overdraft fees, no hidden fees, and one of the largest fee-free network of ATMs could mean more money in your pocket every month. Just imagine what you could do.

Get exclusive early access to VIP checking by joining MoneyLion Plus now. You’ll be ready to rock n’ roll when banking is launched in the coming months.

Or join the banking waitlist to be notified when it’s available.

From our CEO: Why America needs MoneyLion Plus banking

“Working Americans deserve better than exorbitant overdraft fees and lack of access to affordable credit and financial advice. MoneyLion Plus is bringing user-friendly, transparent, private bank-like services to the fingertips of the middle class for the first time, something we think is way overdue.” — MoneyLion CEO and Co-founder Diwakar Choubey

MoneyLion Plus general disclosure: MoneyLion Plus membership required. View full terms and conditions ==[here](

MoneyLion Plus investment account: * Not FDIC Insured or Bank Guaranteed * May Lose Value. The guided investment account is subject to risks, including but not limited to the loss of principal. Not bank or FDIC insured. This advertisement should not be construed as a recommendation regarding the suitability of purchasing a particular security or securities in general.

Sign Up
Sign Up
Sign Up