Nov 1, 2024

How to Make Money from Your Phone: Earn Cash Rewards

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In an era where smartphones are practically extensions of ourselves, why not put that screen time to work? From cashback apps 💰 and survey platforms 📝 to ways to play games for money 🎮, your smartphone can be more than just a gateway to social media and entertainment – it can become a legitimate source of extra income.

While we can’t promise you’ll get rich overnight, combining several mobile money-making strategies can help you rack in some extra cash during your daily routine. Let’s go over how to make money from your phone. 📲

Let’s dive into these money-making methods to transform your smartphone into your new side hustle! 💸

Various gaming platforms and apps now offer real rewards for playing, whether you enjoy puzzles, action games, or trivia challenges. While earnings typically start modest, consistent play can add up through daily login bonuses, achievement rewards, and special challenges. 

MoneyLion, for example, makes it easy to earn money playing games. Getting started is as simple as downloading the MoneyLion app and navigating to the “Earn More” section, where you’ll discover MoneyLion Games. From there, dive into an exciting collection of games that turn your achievements into rewards 

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Cashback and rewards apps allow you to earn money or points on purchases you’re already making. It can also be one of the quickest ways to make money on your phone, since all you have to do is typically download an app and link up your credit card or debit card. 💳

Many apps also offer bonus cashback for new users or during promotional periods, so keep your eyes peeled for any opportunities to maximize your earnings. For extra bang for your buck, try to stack rewards by using a cashback app alongside your credit card rewards program.


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👉 Earn Cashback for Online Shopping with the MoneyLion App

Companies are always looking for consumer opinions, and they’re willing to pay for them. While you may not get rich, online surveys can still be an easy way to earn some extra cash in your downtime.  

To maximize your earnings, try to qualify for higher-paying surveys by keeping your profile information up-to-date and checking for new surveys regularly.


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If you’ve ever wondered how apps get polished before hitting the market, you could actually be part of that process – and get paid for it. App testing offers tech-savvy smartphone users a unique opportunity to earn money by providing valuable feedback on unreleased apps. 

Companies like UserTesting, TestBirds, and Userlytics will pay you to test. While amounts can vary, some users can make a little over $20 for a typical test and even more if they catch serious bugs.

The best part about this type of work is that it’s flexible and can be done from just about anywhere you have a good wifi connection. With regular payment schedules, it’s also a relatively straightforward way to make money from your phone.

Modern investment apps have made it easier than ever to start investing, even with small amounts of money. While investing always carries risks of loss, it can still be a powerful way to potentially grow your net worth over time. Best part? You don’t need to have a finance degree – there are many accessible opportunities available. 🎯


Start Investing From Your Phone

If you have expertise in a subject, you can share your knowledge and earn money through online tutoring. 

Many platforms allow you to tutor directly from your smartphone via video or online chat. Speak another language? Apps like italki connect students with native speakers for online language learning. 

If you have a knack for photography or creating engaging content, you may be able to turn your inspirations into cash. Whether it’s videos, photos, or writing, there’s likely a platform out there for your skills. 

Best part? You don’t need to be an influencer. Sure, growing your account and partnering with affiliates can be rewarding. But you have options even if you’re camera shy. 

Platforms like trend.io connect brands looking for user-generated content (UGC) with content creators. Browse online jobs, apply for partnerships and snap aesthetic product photos for cash!

👉 How to Make Money as a Content Creator 

Turn your unused items into extra cash by selling them through your phone. It’s an excellent way to declutter your space while filling out your wallet. 

Apps like Vinted and Poshmark allow you to snap, upload metrics, and sell directly from your phone! Just make sure to research similar items before setting your price to ensure you’re competitive, and consider bundling related items for deals.

👉 Best Side Hustles Jobs to Try

With scheduling apps like Buffer and Later, you can manage multiple business accounts from anywhere, possibly earning as much as several hundred to several thousand monthly per client. 

You’ll need to create engaging posts, respond to comments, and track performance metrics – which can all be easily handled on your phone. 

To find social media clients, consider reaching out to local businesses in your area – from coffee shops, restaurants, wine stores, or beauty salons – the options are endless. You can also offer an introductory rate at first to land your first client and grow from there. 

You can launch your online store directly from your smartphone using platforms like Shopify, Etsy, Instagram Shop, or TikTok Shop. Whether you’re dropshipping trending items or selling handmade crafts. 

Modern e-commerce apps let you handle everything – from product photos and listings to order processing and inventory – right from your phone. TikTok and Instagram Shopping, for example, also offer built-in integrations to easily promote products on social media

Need products? No problem. Consider reaching out to dropshipping platforms, including: 

Selfnamed is also a new startup that’s offering white-label, dropshipping for organic skincare products. 

Whether you’re looking to bump up your savings or generate a steady side income, your smartphone offers countless opportunities to make money on your phone. 

The key is to choose methods that align with your interests and schedule, ensuring your money-making activities feel less like work and more like a natural extension of your daily routine. 

🚀 Ready to start earning? It’s not a question of how to make money from your phone but what are you waiting for?

Head over to MoneyLion’s Earn More for a holistic look at various side-hustles that can be your gateway to financial growth!

Download the MoneyLion App

MoneyLion offers a host of ways to make money from your phone. Explore games for cash rewards, surveys, online side-gigs, cashback,and more! You could also try selling old items on marketplaces, online content creation, tutoring, and other side hustles. 

To make money with your phone without investments, consider MoneyLion’s online games or the Earn More marketplace. You could also look into using cashback apps for purchases you’re already making, selling items you no longer need, and more. 

Some of the quickest ways to make money on your phone are likely playing games and optimizing for cashback rewards. Some online surveys may also be simple and fast, but generally, the surveys that pay more take longer.


Jacinta Majauskas
Written by
Jacinta Majauskas
Jacinta Majauskas is a Content Marketing Manager and Copywriter. With a B.A. in Economics from New York University, she has been writing about personal finance since 2019. Her work has been featured on financial news sites like Yahoo! Finance and Benzinga. She's currently pursuing a part-time J.D. at Rutgers Law. In her free time, she can be found immersing herself in all the best New York City has to offer or planning her next travel adventure.
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