MoneyLion Social Media Promotion Official Rules

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NO PURCHASE NECESSARY TO ENTER TO WIN. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. ALL FEDERAL, STATE, LOCAL, AND MUNICIPAL LAWS AND REGULATIONS APPLY. EACH SOCIAL MEDIA PROMOTION (AS DEFINED BELOW) IS VALID ONLY IN THE FIFTY (50) UNITED STATES AND THE DISTRICT OF COLUMBIA AND IS OPEN ONLY TO ELIGIBLE ENTRANTS (AS DESCRIBED BELOW). VOID ELSEWHERE AND WHERE PROHIBITED. MESSAGE AND DATA RATES MAY APPLY IF YOU USE A MOBILE PHONE/DEVICE TO PARTICIPATE IN A SOCIAL MEDIA PROMOTION.

The following rules (the “Official Rules”) apply to any social media-based promotions, giveaways and sweepstakes (each, a “Social Media Promotion”) conducted through MoneyLion’s official social media channels, including Facebook (www.fb.com/moneylion), Instagram (www.instagram.com/moneylioninc), Twitter (www.twitter.com/moneylion) and/or TikTok (www.tiktok.com/@moneylion), except those Social Media Promotions with specifically noted rules. The Social Media Promotions include those with a method of entry that require a post, a like, a follow, a comment, a retweet or a share in order to be eligible to win the specific denominated prize. The prizes in the MoneyLion Social Media Promotions will typically be valued at under $100. The Social Media Promotions are sponsored by MoneyLion Technologies Inc. (the “Sponsor” or “MoneyLion”). If applicable, the Sponsor’s clock is the official timekeeper of a Social Media Promotion. Special rules for any specific Social Media Promotion conducted by the Sponsor or one of its affiliates or partners shall supersede these Official Rules. Participation in any applicable Social Media Promotion constitutes the entrant’s full and unconditional agreement to and acceptance of these Official Rules. 

ELIGIBILITY:  Each Social Media Promotion is open to any legal resident of the fifty (50) United States and the District of Columbia who has the age of majority in his or her state or territory of residence as of the Social Media Promotion start date.  Employees, officers, directors and any other agents and representatives of the Sponsor, its parent, affiliates, subsidiaries, dealers, distributors, suppliers, retailers, printers, advertising and promotion agencies, prize providers and any and all other companies associated with the design or execution of a Social Media Promotion (each of these parties, a “Released Party”), and members of the immediate family (parents (including in-laws), grandparents, siblings (including step-siblings), children (including stepchildren), grandchildren (including step-grandchildren), and spouse, regardless of where they reside) and household members of each, whether or not related, are not eligible to participate in a Social Media Promotion. Void in Puerto Rico and where prohibited by law.

HOW TO ENTER EACH SOCIAL MEDIA PROMOTION: During the specific Social Media Promotion period as stated online in MoneyLion’s social media post concerning such Social Media Promotion (the “Social Media Promotion Post”), an eligible entrant may enter the Social Media Promotion pursuant to the entry method(s) as described in such Social Media Promotion Post.  Among other entry methods, entrants may be asked to like the particular Social Media Promotion Post, add a comment to or share the Social Media Promotion Post or follow or mention @MoneyLion (Facebook, Twitter and TikTok), @MoneyLionInc (Instagram) or such other social media account of an affiliate or other partner of MoneyLion in order to receive an entry into the Social Media Promotion. 

Entrants must have a valid Facebook, Instagram, Twitter and/or TikTok account, as applicable, to enter via Facebook, Instagram, Twitter and/or TikTok. Facebook, Instagram, Twitter and TikTok accounts must be set to public. Entries from private Facebook, Instagram, Twitter and/or TikTok accounts will not be eligible. Mentioning @MoneyLion, @MoneyLionInc or the required social media account of an affiliate or other partner of MoneyLion, as specified pursuant to the entry method(s) described on the specific Social Media Promotion Post, during the Social Media Promotion period constitutes your agreement to these Official Rules. Unless otherwise stated in the Social Media Promotion Post, there is a limit of one (1) entry per person per Social Media Promotion. 

Entries made in accordance with the requirements designated on the Social Media Promotion Post are collectively referred to in these Official Rules as the “Entries” or individually as an “Entry”.

Each Entry must be original and you cannot submit the same Entry more than once. Any duplicate Entries will be void. All Entries must be received during the entry period designated by the Sponsor. Any Entries received after the deadline designated on the Social Media Promotion Post will be void. All Entries become the exclusive property of the Sponsor and none will be acknowledged or returned. Entries will be deemed to have been submitted by the authorized account holder of the social media account from which the Entry was made, as identified by the authorized account holder of the primary email address associated with that account.

ENTRY GUIDELINES: All Entries must follow the minimum guidelines to be eligible:

  • Entrant must be a registered user of Facebook, Instagram, Twitter and/or TikTok, as applicable depending on the social media channel through which an entrant submits an Entry, to submit an Entry and must comply with the Facebook, Instagram, Twitter or TikTok terms of use/service in order to enter a Social Media Promotion.
  • Entrant must have secured all rights, permissions and/or clearances for the Entry before submission and cannot violate the rights of privacy or publicity of any person.
  • Entry cannot reference or contain materials embodying copyrighted images, names, likenesses or other indicia identifying any brand, products, company or person, living or dead, without permission. 
  • Entry cannot contain any personal information, including but not limited to full names, phone numbers, email addresses, license plate numbers or street addresses.
  • Entry cannot defame, misrepresent (including inappropriate depictions) or contain disparaging or negative remarks about people, brands, products or companies.
  • Entry cannot contain content that is irrelevant to the purpose of the Giveaway and cannot communicate messages or images inconsistent with the positive images and/or goodwill to which the Sponsor wishes to associate.
  • Entry cannot (a) be profane, pornographic, sexually explicit or suggestive or contain nudity; (b) be violent or contain or promote firearms/weapons, alcohol, illegal drugs or tobacco; (c) depict illegal activity or itself be in violation of any law;  (d) be obscene or offensive, endorse any form of hate or hate group or be derogatory to any ethnic, racial, gender, religious, professional or age group; or (e) be obscene or offensive, endorse any form of hate or hate group or be derogatory to any ethnic, racial, gender, religious, professional or age group.

By submitting an Entry, the entrant understands and grants to the Sponsor an irrevocable, perpetual, non-exclusive worldwide license to use his/her Entry, photo/video, name, hometown and likeness on the Sponsor’s various websites and social media sites and in advertising and/or promotional activities worldwide without compensation, permission or notification. The Sponsor reserves the right in its sole and absolute discretion to alter, change or modify any Entry, which includes any photo, video or text. Entrants may revoke this license and opt out of any such further use by calling 1-888-704-6970 or by emailing the Sponsor at [email protected], except that such opt out shall not apply to any uses that were already publicly disseminated (including on MoneyLion’s websites or the MoneyLion mobile app) prior to the entrant’s exercise of this opt out right.

By submitting an Entry, the entrant warrants and represents that: (i) the Entry does not infringe upon the copyrights, trademarks, rights of privacy, publicity or other intellectual property or other legal or moral rights of any person or entity; (ii) the Entry is the entrant’s original work, it has not been previously published, and  the entrant owns all rights to the Entry, including without limitation, copyrights, and has received prior written permission from a third party if any photo/video was photographed/videotaped by someone other than the entrant him/herself; and (iii) the entrant will indemnify and hold harmless the Sponsor and related entities, agents and assigns from any claims and damages (including reasonable attorneys’ fees) arising from or relating to (x) the breach or alleged breach of its representations and warranties herein, (y) the Entry, or (z) the entrant’s conduct in creating the Entry, the acceptance or use of any prize or otherwise in connection with a Social Media Promotion.

ENTRIES ARE THE VIEWS/OPINIONS OF THE INDIVIDUAL ENTRANT AND DO NOT REFLECT THE VIEWS OF THE SPONSOR IN ANY MANNER.

WINNER SELECTION AND NOTIFICATION:  The Sponsor or its agent will randomly select winners for all prizes available in a particular Social Media Promotion from all eligible Entries received during the promotion period.  The Social Media Promotion drawing(s) will take place on or about the date stated on the Sponsor’s Social Media Promotion Post. The potential winner(s) will be selected in a random drawing using a random number generator from among all eligible Entries received during the entry period by the Sponsor. To the extent that a Social Media Promotion has multiple drawings, an Entry will no longer be eligible to win during any subsequent drawing if it has already been selected to win in a prior drawing. The odds of winning a prize will depend on the total number of eligible Entries and participants for the applicable Social Media Promotion. The potential winner(s) will be notified via direct message on Facebook, Instagram, Twitter and/or TikTok, as applicable, and confirmed via email. The Sponsor will provide information regarding, among other things, how the winner(s) can claim their prize(s).

PRIZES: The prize(s) to be awarded for each Social Media Promotion will be designated in the Social Media Promotion Post for that Social Media Promotion. All details of the prize(s) will be determined by the Sponsor in its sole discretion. The Sponsor is not responsible for defective items and does not guarantee or warranty any item offered as a prize. The Sponsor reserves the right at its sole discretion to substitute any prize with another prize of equal value in the event that the original prize (or any component thereof) is not available. Prizes are not transferable or assignable.

PRIZE CONDITIONS: By accepting a prize, the prize winner agrees to release the Released Parties from any and all liability whatsoever for any injuries, losses, or damages of any kind by entering a Social Media Promotion or for damages of any kind caused by the prize or resulting from acceptance, possession or use/misuse of the prize awarded. All local, state and federal taxes are solely the responsibility of the winner. An IRS form 1099 will be issued if required by law.  If applicable, use of gift cards is subject to the gift card issuer’s terms and conditions.  

Prize winners may be required to complete and sign an Affidavit of Eligibility and Liability/Publicity Release form, which will be provided to them by the Sponsor or its agent, to be returned within two (2) business days of written notification, or the prize may be forfeited and, at the Sponsor’s discretion, an alternate winner selected. If a potential prize winner fails to respond to the Sponsor’s notification within two (2) business days of the initial contact by the Sponsor, then such person may be disqualified and an alternate winner will be awarded the prize at issue. 

GENERAL: By participating in a Social Media Promotion, entrants agree to abide by and be bound by these Official Rules, and the decisions of the Sponsor shall be final in all matters relating to any Social Media Promotion.  If an entrant wins a prize and is later to be found to be in violation of these Official Rules, they will be required to forfeit the prize or to reimburse the Sponsor for the stated value of the prize if the violation is discovered after the winner has used the prize.  False, fraudulent, or deceptive entries or acts shall render entrants ineligible for any prize. 

By accepting a prize, where permitted by law, the prize winner grants to the Sponsor, its parents, subsidiaries and related companies, and those acting pursuant to the authority of the Sponsor (which grant will be confirmed in writing upon the Sponsor’s request), the right to print, publish, broadcast and use worldwide, IN ALL MEDIA, without limitation, at any time, the prize winner’s full name, RoarTag, portrait, picture, voice, likeness and/or biographical information for advertising, trade and promotional purposes without further payment or additional consideration, and without review, approval or notification. Prize winners may revoke this license and opt out of any such further use by calling 1-888-704-6970 or by emailing the Sponsor at [email protected], except that such opt out shall not apply to any uses that were already publicly disseminated (including on MoneyLion’s websites or the MoneyLion mobile app) prior to the winner’s exercise of this opt out right.

TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE SPONSOR, ITS PARENT, AFFILIATES, SUBSIDIARIES, DEALERS, DISTRIBUTORS, SUPPLIERS, RETAILERS, PRINTERS, ADVERTISING AND PROMOTION AGENCIES, PRIZE PROVIDERS AND ANY AND ALL OTHER COMPANIES ASSOCIATED WITH THE DESIGN OR EXECUTION OF A SOCIAL MEDIA PROMOTION, AND THEIR RESPECTIVE DIRECTORS, OFFICERS, EMPLOYEES, REPRESENTATIVES AND AGENTS, INCLUDING THE RELEASED PARTIES, BE RESPONSIBLE OR LIABLE FOR ANY DAMAGES OR LOSSES OF ANY KIND (INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES) ARISING OUT OF PARTICIPATION IN SOCIAL MEDIA PROMOTION OR THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF, OR ANY HARM RESULTING FROM THE ACCEPTANCE, POSSESSION, USE OR MISUSE OF A PRIZE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. IN SUCH STATES, LIABILITY IS LIMITED TO THE EXTENT PERMITTED BY LAW. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OF THIS SECTION MAY NOT APPLY TO YOU.  By participating, entrants release and agree to hold harmless the Released Parties and social media sites from any and all liability for any injuries, death or losses or damages to persons or property AS WELL AS CLAIMS/ACTIONS BASED ON PUBLICITY RIGHTS, DEFAMATION, AND/OR INVASION OF PRIVACY that may arise from participating in a Social Media Promotion or its related activities or the acceptance, possession, use or of, or any harm resulting from the acceptance, possession, use of misuse of a prize. Prize winners acknowledge that the Sponsor has neither made nor is in any manner responsible or liable for any warranty, representation or guarantee, express or implied, in fact or in law, relating to a prize. The Sponsor may disqualify a participant’s Entry if they are deemed to have violated these Official Rules. Persons found tampering with or abusing any aspect of a Social Media Promotion or who are in violation of these Official Rules as solely determined by the Sponsor will be disqualified and all associated Entries will be void. Use of script, macro or automated entry software or programs or any other means that subvert the entry process is prohibited and all such Entries will be void. 

In the event a Social Media Promotion is compromised by virus, bugs, worms, non-authorized human intervention or other causes which corrupt or impair the administration, security, fairness or proper play of a Social Promotion, or if a Social Media Promotion is unable to run as planned for any other reason, the Sponsor reserves the right in its sole discretion to modify, suspend or terminate that Social Media Promotion or any portion thereof and/or terminate the participation of any entrant (and void his/her Entry/ies) whose conduct potentially compromises that Social Media Promotion and at its sole discretion, if terminated, to award the prize(s) from among all eligible non-suspect Entries received prior to the act requiring such termination. 

The invalidity or unenforceability of any provision of these Official Rules shall not affect the validity or enforceability of any other provision. In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Official Rules shall otherwise remain in effect and shall be construed in accordance with their terms as if the invalid or illegal provision were not contained herein.

USE OF DATA: All information submitted by entrants will be treated according to the Sponsor’s Privacy Policy, available at https://www.moneylion.com and as amended from time to time. By participating in a Social Media Promotion, entrants hereby agree to the Sponsor’s collection and usage of their personal information and acknowledge that they have read and accepted the Sponsor’s Privacy Policy.

DISPUTES: EXCEPT WHERE PROHIBITED BY LAW, AS A CONDITION OF PARTICIPATING IN A SOCIAL MEDIA PROMOTION, YOU AGREE THAT (A) UNDER NO CIRCUMSTANCES WILL YOU BE PERMITTED TO OBTAIN AWARDS FOR, AND YOU HEREBY WAIVE ALL RIGHTS TO CLAIM, PUNITIVE, INCIDENTAL, CONSEQUENTIAL, OR ANY OTHER DAMAGES, OTHER THAN FOR ACTUAL OUT OF POCKET EXPENSES, IF ANY; (B) ALL CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH SUCH SOCIAL MEDIA PROMOTION, OR ANY COMPENSATION OR CREDIT TO BE PROVIDED, SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION AND EXCLUSIVELY BY FINAL AND BINDING ARBITRATION IN ACCORDANCE WITH THE FEDERAL ARBITRATION ACT UNDER THE AUSPICES OF THE AMERICAN ARBITRATION ASSOCIATION; (C) THE FEDERAL ARBITRATION ACT SHALL GOVERN THE INTERPRETATION, ENFORCEMENT AND ALL PROCEEDINGS AT SUCH ARBITRATION; AND (D) JUDGMENT UPON SUCH ARBITRATION AWARD MAY BE ENTERED IN ANY COURT HAVING JURISDICTION. YOU HAVE A RIGHT TO OPT-OUT OF THIS ARBITRATION PROVISION. IF YOU DO NOT AGREE TO THIS MANDATORY ARBITRATION PROVISION WITH REGARD TO THE SOCIAL MEDIA PROMOTION YOU ARE PARTICIPATING IN, THEN WITHIN THIRTY (30) DAYS FROM THE DATE OF YOUR ENTRY FOR SOCIAL MEDIA PROMOTION, YOU MAY OPT-OUT OF THIS, AND ONLY THIS, PART OF THE OFFICIAL RULES BY NOTIFYING THE SPONSOR OF SUCH OPT-OUT REQUEST BY PROVIDING WRITTEN NOTICE AND MAILING SUCH NOTICE TO: MONEYLION SOCIAL MEDIA PROMOTION, P.O. BOX 1547, SANDY, UTAH 84091-1547. ANY OPT-OUT RECEIVED AFTER THE THIRTY (30) DAY TIME PERIOD WILL NOT BE VALID AND YOU MUST PURSUE YOUR CLAIM, IF ANY, VIA ARBITRATION PURSUANT TO THESE OFFICIAL RULES. ANY AND ALL CLAIMS, JUDGMENTS AND AWARDS SHALL BE LIMITED TO ACTUAL OUT OF POCKET COSTS INCURRED, IF ANY, AND IN NO EVENT SHALL YOU BE ENTITLED TO RECEIVE ATTORNEYS’ FEES OR OTHER LEGAL COSTS OR EXPENSES. IN THE EVENT THAT YOU OPT-OUT OF THIS MANDATORY ARBITRATION PROVISION, ANY AND ALL DISPUTES, CLAIMS, AND CAUSES OF ACTION ARISING OUT OF OR CONNECTED WITH THE SOCIAL MEDIA PROMOTION SHALL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, AND EXCLUSIVELY BY A FEDERAL OR STATE COURT LOCATED IN SALT LAKE COUNTY, UTAH.

WINNER LIST REQUESTS: To request confirmation of the name, city and state of the prize winner(s) for a Social Media Promotion, please send a self-addressed, stamped business-size envelope to: MoneyLion Social Media Promotion Winner List c/o P.O. Box 1547, Sandy Utah 84091-1547.

SPONSOR: MoneyLion Technologies Inc., P.O. Box 1547, Sandy Utah 84091-1547

MoneyLion is a financial technology company, not a bank. Social Media Promotions are in no way sponsored, endorsed or administered by any third party, including Facebook, Instagram, Twitter or TikTok. No third party, including Facebook, Instagram, Twitter or TikTok, shall have any responsibility or liability with respect to any Social Media Promotion. You understand that you are providing your information to the owner of the Social Media Promotion and not to Facebook, Instagram, Twitter or TikTok.

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