Mar 1, 2024

Financial Planning for Women to Achieve Independence

Blog Post Image

Financial independence? Sounds fancy, but listen up: it’s not some exclusive club for the privileged few. It’s about feeling confident and secure with your cash, doing what YOU want, and ditching the money stress. Achieving financial independence opens up your options of choice and more importantly freedom. At MoneyLion, we believe every woman deserves that power. With the right tools and support, you’ll be living the life you want without having to rely on anyone else.

Whether you’re beginning with a small amount or a substantial sum, it’s never too early to get started. The more time you have IN an investment, the more money you could get OUT of it. If you’re looking for a few options, MoneyLion’s Managed Investment account lets you start for as little as $1* and you can tailor your investment goals and level of risk through a few simple questions.

With a MoneyLion WOW membership, you can also try our Active Investment account1 which puts you in the driver seat of your investments, allowing you to make choices that align with your goals.

Start Investing

We’ve all heard knowledge is power, but knowledge is also money. That’s why MoneyLion offers curated and eye-opening content on everything money—covering topics from Real Estate and budgeting to the truth about taxes and much more.

You can also check our new series Know Money where we break down some tough money topics and their impact on your everyday life. Because the more you know, the more your money can grow.

Get to Know Money

Independence is great, but finding financial mentors can be instrumental in guiding your financial journey. Connecting with other successful women within your community can help guide, advance, and inspire you.

MoneyLion is all about sharing the wealth in our community—you can hear stories and learn from other women to gain valuable insights to help you navigate your financial journey with confidence in the MoneyLion app.

Download the App

So, we all know there’s a bit of a wage gap when it comes to men and women in the workforce. But there are also ways you can give yourself a pay bump. Do you love photography? Maybe you’re a writer at heart, or if you’re a star on camera and enjoy making videos…there’s a side hustle for you! You might even have a hidden talent that’s waiting for you to cash in on.

The gig economy is thriving like never before, offering a ton of opportunities to help boost your earnings. Plus, MoneyLion pulls from some of the top-tier fin-influencers to guide and help you along the way. If you’re looking for some tips right now, you can check out our side hustle blog.

When it comes to goal setting, many say shoot for the stars, but with your finances—crushing realistic goals can actually be more motivating. Picture this: finally taking that trip to the Maldives you’ve been saving for, or purchasing your first dream home.

That’s why Moneylion offers budgeting tools to help you set specific, achievable goals to track your progress and keep you inspired. Besides, who needs stardust when you can make it rain?

Begin Budgeting

Similar to social media, your credit score acts as the lens through which the financial world perceives you. By actively improving your score, you can help get greater recognition from creditors. Discover the ins and outs of credit by keeping an eye on what impacts your score with MoneyLion’s FREE Credit Monitoring. It’s time to start taking control of how the financial world views you.

Monitor Your credit for FREE

You work hard for your money, but is your money working hard for you? Make long-term financial planning a priority, including building retirement savings and emergency funds. Choosing from these high-yield savings accounts could help you grow your savings at 10x-12x2 higher than the national average savings account. It’s your future, so build it with confidence.

👉 10 Personal Financial Planning Tips You’ll Actually Use

Start Saving

Okay, so some of your goals might seem far off. But the point is you’re making strides to get there. Getting your financial situation on track is no easy task and takes dedication. So, acknowledge and celebrate your financial achievements, big or small. It’s your journey, and you deserve to recognize your progress!


Jacinta Majauskas
Written by
Jacinta Majauskas
Jacinta Majauskas is a Content Marketing Manager and Copywriter. With a B.A. in Economics from New York University, she has been writing about personal finance since 2019. Her work has been featured on financial news sites like Yahoo! Finance and Benzinga. She's currently pursuing a part-time J.D. at Rutgers Law. In her free time, she can be found immersing herself in all the best New York City has to offer or planning her next travel adventure.

This material is for informational purposes only and should not be construed as financial, legal, or tax advice. You should consult your own financial, legal, and tax advisors before engaging in any transaction. Information, including hypothetical projections of finances, may not take into account taxes, commissions, or other factors which may significantly affect potential outcomes. This material should not be considered an offer or recommendation to buy or sell a security. While information and sources are believed to be accurate, MoneyLion does not guarantee the accuracy or completeness of any information or source provided herein and is under no obligation to update this information. For more information about MoneyLion, please visit https://www.moneylion.com/terms-and-conditions/.

MoneyLion does not provide, own, control or guarantee third-party products or services accessible through its Marketplace (collectively, “Third-Party Products”). The Third-Party Products are owned, controlled or made available by third parties (the "Third-Party Providers"). Should you choose to purchase any Third-Party Products, the Third-Party Providers’ terms and privacy policies apply to your purchase, so you must agree to and understand those terms. The display on the MoneyLion website, app, or platform of any of a Third-Party Product or Third-Party Provider does not-in any way-imply, suggest, or constitute a recommendation by MoneyLion of that Third-Party Product or Third-Party Financial Provider. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.

The influencer, creator and other content provided in the MoneyLion App (“Content”) is for informational and entertainment purposes only and should not be construed as legal, tax, investment, financial, or other advice. All Content is intended to be of a general nature, does not address the circumstances of any particular individual or entity, and may not constitute a comprehensive or complete statement of the matters discussed. MoneyLion is not a fiduciary by virtue of any person’s use of or reliance on the Content. You should consult an appropriate professional if you require any legal, tax, investment, financial or other advice.

MoneyLion WOW Membership unlocks access to exclusive offers and services. Membership costs $9.99/month billed monthly, $54.90 for a six-month term, and $99.99 for an annual term. Members on six-month or annual terms who cancel within the first month will receive a refund for unused months. Membership will auto-renew until canceled. Cancel anytime in the app. View your Membership Agreement here for full terms and conditions. Some services may not be available in all states.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).