MoneyLion WOW Membership unlocks access to exclusive offers and services. Membership costs $9.99/month billed monthly, $54.90 for a six-month term, and $99.99 for an annual term. Members on six-month or annual terms who cancel within the first month will receive a refund for unused months. Membership will auto-renew until canceled. Cancel anytime in the app. For more information and eligibility requirements, view your Membership Agreement for full terms and conditions. Some services may not be available in all states.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account is provided by, and MoneyLion Debit Mastercard® is issued by, Pathward®, National Association, Member, FDIC. RoarMoney is a service mark of MoneyLion. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account. MoneyLion is not itself a bank or a FDIC-insured institution and the FDIC's deposit insurance coverage only protects against the failure of a FDIC-insured institution. Pathward, National Association is a FDIC-insured depository institution.
MoneyLion does not provide, own, control or guarantee third-party products or services accessible through its Marketplace (collectively, “Third-Party Products”). The Third-Party Products are owned, controlled or made available by third parties (the “Third-Party Providers”). Should you choose to purchase any Third-Party Products, the Third-Party Providers’ terms and privacy policies apply to your purchase, so you must agree to and understand those terms. The display on the MoneyLion website, app, or platform of any of a Third-Party Product or Third-Party Provider does not-in any way-imply, suggest, or constitute a recommendation by MoneyLion of that Third-Party Product or Third-Party Financial Provider. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
*Data was sourced from personal loan cashback data from MoneyLion WOW members between December 1, 2023, and April 25, 2024.
- Product & Offer Cashback Rewards are subject to Terms and Conditions
- Shake ‘N’ Bank and other Rewards are subject to terms and conditions, see here.
- Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. Investing involves risk, including potential loss of principal. For important information and disclosures relating to the MoneyLion Active Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing . MoneyLion Active Investment Accounts are available at no additional cost with an active and current WOW Membership. View your membership agreement for full terms and conditions.. Funded managed investing accounts are subject to a monthly account fee of $1 (for accounts valued up to $5,000), $3 (for accounts valued over $5,000, and up to $25,000), or $5 (for accounts valued over $25,000).
The crypto back rewards program is subject to terms and conditions.
Cryptocurrency transaction and custody services are powered by Zero Hash LLC and Zero Hash Liquidity Services LLC. When you enable MoneyLion Crypto, you must also agree to the Zero Hash LLC and Zero Hash Liquidity Services LLC terms and conditions and enable your Zero Hash account. Cryptocurrency assets are held and custodied by Zero Hash LLC, not MoneyLion. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. Balances are not covered by FDIC or SIPC insurance. Zero Hash LLC and Zero Hash Liquidity Services LLC are licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. Services may not be available in all states.- You will receive a rebate into your RoarMoney account for Turbo Fees paid on your first and every 10th Instacash turbo disbursement to your RoarMoney account or external checking account, up to a maximum of $5 per rebate. The rebate will be credited to your RoarMoney account only, within 2 business days. MoneyLion reserves the right to modify or discontinue this incentive at any time without notice. By signing up for the WOW membership, you authorize MoneyLion or its agent to deposit any rebates earned into your RoarMoney account. You understand that you will forfeit your rebate if your RoarMoney account is not in good standing, as determined by MoneyLion in its sole discretion, or is otherwise unable to receive the rebate.
- The Account Fee will be reimbursed if the WOW Membership is in good standing and active at the time the fee is charged.
- There is a $50 fee to purchase the WOW limited edition black card.
- Giveaways are subject to Terms and Conditions.
