5 Costco Perks That Can Save You Money Without Buying in Bulk

It's easier than you think to justify that Costco membership.
Costco memberships start at $65, so it’s fair to wonder if the fee is really worth it. While bulk buys get most of the attention, they’re not the only way to save. In fact, some of Costco’s lesser-known services can deliver real savings on travel, healthcare and more.
Fly Faster: 3 Ways Credit Card Rewards Will Let You Travel Free or Cheap
Sit Back: 8 Low-Effort Ways to Make Passive Income (You Can Start This Week)
Here are some Costco services that can help you save — even if you rarely buy in bulk. These buys instantly earn back the annual fee.
Also See: The Best Costco Buys for the Money Right Now
1. Costco Travel Deals and Member Discounts
Costco offers its members discounted vacation packages, hotel deals, cruises, rental cars and more. Perks include access to exclusive savings and amenities, special member rates and a free additional driver on rental car bookings and a Costco gift card with all cruise bookings.
2. Discount Event Tickets Through Costco
Costco’s Live Event Ticket Hub lets members buy discounted sports and concert tickets directly from official partners, which can mean lower prices and fewer risks than with third-party sellers.
3. Healthcare Savings and Pharmacy Benefits
Healthcare costs continue to rise, making Costco’s health-related discounts especially valuable. Members get access to:
Lower prescription costs and discounted drugs, even without insurance
Free hearing tests
Discounted pet insurance and lower prices on pet medications
Discounts on prescription glasses, sunglasses and contact lenses
Competitive pricing for fertility medication
Check Out: Enter for a Chance To Win $500 in MoneyLion's Summer Break Giveaway (No pur. nec. Ends 7/4/26. See Official Rules at mlion.info/summerbreakofficialrules)
4. Home Improvement Services With Costco Discounts
If you're planning any home renovations, you may be able to benefit from all of the discounted services Costco offers. These include:
Bathroom remodels
Awnings, screens and shade installation
Custom closet and storage design
Blinds, shades and shutters
Flooring and carpet
Countertops
Garage doors and openers
Homeowners can also take advantage of discounts on generators, HVAC systems, major appliances and more.
5. Auto, Gas and Tire Savings for Costco Members
Many members offset their entire membership cost with gas savings alone — but Costco offers more than just low fuel prices. Members can buy discounted tires and even score big deals when they buy or lease a new vehicle. They can also save on auto parts and services, auto insurance and car washes at some locations.
Taken together, these services can help many members offset — or even exceed — the cost of a Costco membership without relying on bulk shopping.
Summer spending adds up fast. Enter MoneyLion's Summer Break Giveaway for a chance to win $500 — and give your budget a break. (No pur. nec. Ends 7/4/26. See Official Rules at mlion.info/summerbreakofficialrules)
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
More From MoneyLion: