Florida's 5 Richest Retirement Towns in 2026
Seniors with substantial savings won’t regret making the decision to retire in Florida’s wealthiest retirement towns. They’ll receive the best quality of life in these hotspots, including access to scenic beaches, endless lively recreational activities to partake in, tax breaks, excellent healthcare and year-round warm weather.
Referencing an existing study on America’s richest retirement towns, MoneyLion pulled the five wealthiest Florida locales where the median household income is $100,000 or greater. Additional factors analyzed include each city’s population (which is 25% or more for those ages 65+), livability score and the average retirement income for households receiving these benefits.
Here are the five richest retirement towns in Florida.
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Naples
Population 65 or older (%): 55.8%
Median household income: $153,182
Average retirement income for households that receive it: $93,499
Livability: 79
Palm City
Population 65 or older (%): 28.9%
Median household income: $125,820
Average retirement income for households that receive it: $42,789
Livability: 81
Palm Beach Gardens
Population 65 or older (%): 32.5%
Median household income: $106,947
Average retirement income for households that receive it: $63,164
Livability: 70
Estero
Population 65 or older (%): 51.9%
Median household income: $104,102
Average retirement income for households that receive it: $54,870
Livability: 79
Marco Island
Population 65 or older (%): 59.3%
Median household income: $101,523
Average retirement income for households that receive it: $61,392
Livability: 70
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Methodology: To qualify for this study, the city had to have a total population of at least 15,000 and a population percent of 25% or more for the population ages 65 and older, as sourced from the U.S. Census 2024 American Community Survey. Income data also was obtained from the ACS. All data is up to date as of Feb. 9, 2026.
This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.
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