Sep 27, 2026

25 Most Affordable Southern Cities With the Best Weather Year-Round

The Southern region of the United States is the place to be for affordability and fantastic weather throughout the year.

We identified 25 Southern cities, including major metros like Oklahoma City, Memphis, El Paso and many more, where the total cost of living does not exceed $40,000 annually.

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These cities were determined using an existing MoneyLion study analyzing America’s most affordable cities with great weather. Key factors studied include each location’s livability score out of 100, average home value and median household income.

Ready to move? Consider one of these 25 Southern cities. Plus, here’s our full ranking of the 50 U.S. cities worth exploring for great weather and affordability.

El Paso, Texas

Median household income: $59,745
Average home value: $238,814
Total cost of living (annually): $39,429
Livability: 81

Tulsa, Oklahoma

Median household income: $59,838
Average home value: $228,866
Total cost of living (annually): $39,349
Livability: 75

Spartanburg, South Carolina

Median household income: $51,964
Average home value: $237,828
Total cost of living (annually): $38,944
Livability: 75

Corpus Christi, Texas

Median household income: $67,394
Average home value: $228,934
Total cost of living (annually): $38,855
Livability: 78

Oklahoma City, Oklahoma

Median household income: $68,656
Average home value: $211,781
Total cost of living (annually): $38,751
Livability: 81

Baltimore, Maryland

Median household income: $62,177
Average home value: $190,559
Total cost of living (annually): $38,631
Livability: 77

San Angelo, Texas

Median household income: $65,864
Average home value: $218,062
Total cost of living (annually): $38,606
Livability: 73

Abilene, Texas

Median household income: $62,648
Average home value: $222,581
Total cost of living (annually): $38,598
Livability: 75

Hattiesburg, Mississippi

Median household income: $46,342
Average home value: $225,064
Total cost of living (annually): $38,137
Livability: 78

Mobile, Alabama

Median household income: $53,558
Average home value: $200,163
Total cost of living (annually): $37,945
Livability: 73

Tifton, Georgia

Median household income: $45,298
Average home value: $215,554
Total cost of living (annually): $36,992
Livability: 71

Del Rio, Texas

Median household income: $66,158
Average home value: $212,815
Total cost of living (annually): $36,445
Livability: 70

Augusta, Georgia

Median household income: $55,485
Average home value: $189,501
Total cost of living (annually): $36,289
Livability: 64

Dublin, Georgia

Median household income: $42,988
Average home value: $197,044
Total cost of living (annually): $36,255
Livability: 62

Vidalia, Georgia

Median household income: $49,370
Average home value: $191,010
Total cost of living (annually): $35,760
Livability: 61

Macon, Georgia

Median household income: $51,234
Average home value: $175,625
Total cost of living (annually): $35,623
Livability: 75

Columbus, Georgia

Median household income: $58,073
Average home value: $177,245
Total cost of living (annually): $35,246
Livability: 64

Beaumont, Texas

Median household income: $56,997
Average home value: $177,580
Total cost of living (annually): $34,603
Livability: 65

Beeville, Texas

Median household income: $50,784
Average home value: $167,409
Total cost of living (annually): $33,991
Livability: 69

Birmingham, Alabama

Median household income: $46,051
Average home value: $134,087
Total cost of living (annually): $33,821
Livability: 67

Memphis, Tennessee

Median household income: $51,736
Average home value: $145,775
Total cost of living (annually): $33,463
Livability: 70

Orangeburg, South Carolina

Median household income: $38,635
Average home value: $169,748
Total cost of living (annually): $33,239
Livability: 52

Kingsville, Texas

Median household income: $58,148
Average home value: $145,801
Total cost of living (annually): $32,366
Livability: 69

Rio Grande City, Texas

Median household income: $44,577
Average home value: $146,670
Total cost of living (annually): $31,488
Livability: 65

Raymondville, Texas

Median household income: $51,442
Average home value: $111,958
Total cost of living (annually): $29,314
Livability: 59

Methodology: For this study, MoneyLion analyzed cities across the U.S. to find the most affordable cities with the best weather year-round. First MoneyLion found cities with the best weather using online sources including 247WallSt.com, ClimeCostmos.com, Grillio.com, U.S. News & World Report, HowStuffWorks.com, UnofficialNetworks.com, clutter.com, currentresults.com, extraspace.com, farmersalmanac.com, homesnacks.com, iroamly.com, moneytalksnews.com, Redfin.com and WorldAtlas.com. For each city several factors were sourced from the U.S. Census 2024 Five-Year ACS including total population, population ages 65 and over, total households and median household income. To qualify for this study, the city must have at least 10,000 total population. For each city the cost-of-living indexes were sourced from Sperling's BestPlaces and using the national average expenditure costs, as sourced from the U.S. Bureau of Labor Statistics Consumer Expenditure Survey, the average expenditure costs were calculated for each city. The average single-family home value was sourced from Zillow Home Value Index. Assuming a 10% down payment and using the national average 30-year fixed mortgage rate, as sourced from the Federal Reserve Economic Data, the average mortgage can be calculated for each city. Using the average mortgage and expenditure costs, the total cost of living for necessities was calculated for each city. The livability index was sourced from AreaVibes and included as supplemental information. The cities were sorted to show the most affordable cities with the best weather. All data is up to date as of July 28, 2026.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

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Written by

Heather Taylor

Edited by

Rebekah Evans