Oct 24, 2026

Retirees in These 10 States Retain the Most Wealth by Age 79 — Often Over $200K

Many Americans worry about outliving their retirement savings, let alone having money left over for heirs.

While the typical retiree enters retirement at age 67 with a net worth of $342,383, that figure falls substantially over the next decade. According to a recent Integra Credit study, the average retiree has $176,722 remaining by age 79 — the average U.S. life expectancy. However, retirees in some states are significantly better positioned, holding onto more than $200,000 in wealth well into their later years.

Don’t Miss Out: 6 Safest and Richest Mid-Size East Coast Cities in 2026

Get Money: Start Growing Your Net Worth With Smarter Tracking

To find the states where a typical retiree preserves the most wealth between age 67 and 79, the study analyzed retirement income, spending, healthcare, housing and net worth data. State rankings reflect projected assets remaining after living expenses are paid throughout retirement. Here are the 10 states where a typical retiree has the most retirement savings left by age 79.

1. Alaska

Yearly retirement income per household: $36,023
Total retirement income (age 67-79): $468,299
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $286,000

2. Maryland

Yearly retirement income per household: $35,732
Total retirement income (age 67-79): $464,516
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $282,217

3. Virginia

Yearly retirement income per household: $35,306
Total retirement income (age 67-79): $458,978
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $276,679

4. California

Yearly retirement income per household: $34,737
Total retirement income (age 67-79): $451,581
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $269,282

5. Colorado

Yearly retirement income per household: $32,379
Total retirement income (age 67-79): $420,927
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $238,628

6. Hawaii

Yearly retirement income per household: $32,294
Total retirement income (age 67-79): $419,822
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $237,523

7. Connecticut

Yearly retirement income per household: $32,052
Total retirement income (age 67-79): $416,676
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $234,377

8. Delaware

Yearly retirement income per household: $31,283
Total retirement income (age 67-79): $406,679
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $224,380

9. Illinois

Yearly retirement income per household: $31,223
Total retirement income (age 67-79): $405,899
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $223,600

10. Massachusetts

Yearly retirement income per household: $31,198
Total retirement income (age 67-79): $405,574
Average net worth (age 67-79): $342,383
Total spending (age 67-79): $524,682
Money left at 79: $223,275

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

More From MoneyLion:

Written by

Gabrielle Olya

Edited by

Brendan McGinley