10 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month
It goes without saying that you could use an extra $1,000 this month. Every month, really. Whether you're standing in the egg aisle watching prices climb or getting closer to a major savings goal, that money could make a real difference. But $1,000 is a large amount of money to make in such a short amount of time. How can you possibly do it?
Fortunately, it's easier than you might think. You can even make money playing games or exploring investment opportunities on your phone — things you do anyway. With some simple and fun tasks, you can create shortcuts that put more cash in your wallet each month.
1. Grow Your Money More Than 10x Faster
If you’re keeping your money in a traditional savings account, you’re missing out on some serious growth. You need an account that lets you earn competitive interest on your everyday balance.
With a Langley High Yield Savings Account, you’ll earn 3.60% — that’s more than 10 times the national average interest on a savings account, which pays just 0.33% APY, according to the NCUA*.
The Langley High Yield Savings Account has no fees, no minimums, and your money is insured up to $250,000.
Want to start growing your money more than 10 times faster? It only takes a few minutes to open an account.
2. Teach Your Kids to Be Financially Savvy — And to Grow Their Money More Than 8x Faster Every Month
You know how important it is to teach your kids about managing money — and Cash App Families makes it much easier.
Plus, they’ll earn 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.38%1).
Cash App Families is a feature within Cash App that allows teens ages 13 to 17 to use the app with approval from an eligible parent or guardian.** Your teen gets access to a fast, secure way to send and receive money, and you get a detailed, real-time view of their transactions, balances, and spending habits.
Parents can also help teens build financial skills like investing*** — starting with as little as $1. You control investing permissions and Cash App Card spending, allowing you to set limits and help ensure responsible use.
Ready to help your teen explore spending, saving, and investing — all while earning 3.25% interest?* Download the app here to get started.
3. Grow Your Money More Than 10x Faster
Most people have a savings account. But here’s the problem: As of June 15, the average savings account pays just 0.38% APY. Savvy people know you can easily earn more than 10 times that amount — you just have to choose the right account.
That’s where a certificate can be so useful. The 11-Month Promotional Certificate from Langley, for example, pays 3.90% APY, which is more than 10 times the national average for a savings account.
This is a great way to steadily grow your money over a fixed term — and without the risk of other investments. Once the term is over, you’ll get your deposit back, plus your earned interest.
Plus, you can get started with just a $500 minimum deposit.
Want to earn a guaranteed 3.90% APY on your money? It's easy to apply here for a Langley 11-Month Promotional Certificate and start saving.
4. Grow Your Savings More Than 8x Faster Every Month
Now that you’ve built substantial savings, you’ll want to make sure that money is working for you. And if you keep it in a traditional savings account, you could be missing out on serious growth.
When you keep your savings with Cash App, you could earn up to 3.25% interest* — that’s more than eight times faster than the average savings account (which pays just 0.40%**).
Cash App pays a base 1.5% interest rate, but when you set up a direct deposit of just $300 per month, you’ll boost that rate to 3.25% interest. Even better? There’s no minimum balance or monthly/hidden fees, and Cash App monitors your money 24/7 to look out for any fraud.
Want to boost your savings to 3.25% interest every month with Cash App’s partner bank? It’s easy to get started here with as little as $1 and watch your money grow more than eight times faster than average.**
5. Let This Free Tool Help You Save You Money When You Shop Online
Chances are you do at least some of your shopping online — so why not make sure you’re getting the best deal?
That’s where Capital One Shopping comes in. It’s a free browser extension and mobile app that automatically searches for coupons, better prices and rewards across more than 100,000 online retailers.
Just install the extension or download the app on iOS, then shop like you normally would. It works quietly in the background to help you save.
When you’re ready to check out, it automatically applies eligible coupons and lets you know if your item is available for less somewhere else. It even factors in shipping costs, membership pricing, and alerts you if something you viewed drops in price later.
Right now, you can find deals like up to 30% back on DoorDash, $50 back when you spend $100 at Sam’s Club, plus savings at retailers like Walmart, CVS, and Target*.
More than 11 million people already use Capital One Shopping, and it has a 4.9-star rating on the App Store.
Want to make sure you're getting the best deal when you shop online? Add the free browser extension on desktop or download the iOS app to redeem your $20 rewards bonus.
* savings found 4/23/2026
6. Get the Funds to Start Investing in Real Estate
Owning investment property has long been one of the most popular ways to build wealth and generate passive income. But there’s one major obstacle: getting the money to actually buy and renovate a property.
That’s where Kiavi comes in. Kiavi offers hard money loans designed for real-estate investors looking to fund fix-and-flip projects or rental properties — with fewer requirements and faster closings than traditional banks. You could fund your next project in as little as one or two weeks.
Everything is handled online — from applying and getting quotes to tracking your loan approval. You can even get pre-approved with no impact to your credit score and no application fee.
Kiavi offers fix-and-flip and bridge loans from $100,000 to $5 million, with rates as low as 7.75%. Investors may qualify for up to 100% of the purchase price and renovation costs, and 80% of a property’s after-repair value.
For investors focused on long-term rental income, Kiavi also offers rental property loans with rates as low as 6%, up to 80% loan-to-value and flexible term lengths.
Kiavi has already funded more than $30 billion in loans and is trusted by professional real estate investors across the country. Whether you’re planning your first fix-and-flip or expanding your rental portfolio, Kiavi could help you move faster on your next investment opportunity.
Want to see how much you could qualify for? Get started here to explore loan options and get pre-approved online.
7. Add Up to $20K in Free Precious Metals to Your Portfolio
The past few years have been a rollercoaster for investors. Plenty of retirement accounts have taken serious hits.
That's why more investors are building wealth with gold and silver IRAs through a company called Priority Gold. Not only are precious metals a historically stable investment, but right now you could also claim up to $20,000 in free silver on qualifying purchases.
Here's why it works: Gold and silver have a track record of holding value — even surging in price — when stocks fall and inflation rises. It can be a smart way to protect your money against uncertainty.
Getting started is simple: You can roll over existing retirement funds into a precious metals IRA, or buy gold and silver directly. Priority Gold even offers a no-fee buyback program so you can sell at competitive prices when the time is right.
Click here to get your free gold and silver kit and see how you can protect your portfolio and claim your bonus of up to $20,000 in free silver before the offer ends.
8. Stop Wasting $1,100 a Year on Car Insurance
Sometimes, the most effective way to save money is to stop spending it on overpriced services — like insurance that is far more expensive than it should be.
Over time, those extra costs can add up to hundreds of dollars per year. To pump the brakes on this excess spending, use Insurify, a platform that lets you easily compare car insurance policies — and it can save you up to $1,100 a year.
On a single platform, you can browse insurance offerings from some of the most respected providers. After entering basic details about your needs, you'll receive customized quotes that you can review on your own time from the comfort of your own home.
Want to add up to $1,100 back to your wallet this year? It's easy to get started here and see how much you can save.
9. Sell Your Home Fast -- No Repairs, No Agents, No Stress
Selling your house shouldn't take months, cost you thousands in fees, or leave you wondering if the buyer's financing will fall through. Yet that's exactly what happens to many people who list their homes the traditional way.
Luckily, there's a faster, simpler option: It's called Liz Buys Houses, and they'll make you a fast, fair cash offer for your home as-is -- no inspections, no repairs, no cleaning and zero fees.
Here's how it works: Submit a quick form online -- no prep work required. Then you'll get a call from a local buyer with your cash offer (often the same day), and you can close stress-free and walk away with cash in hand.
They buy houses in any condition and any situation -- foreclosure, fire damage, liens, divorce, you name it. Thousands of homeowners have already used it to get a fair cash offer without the hassle.
If you want to close in a matter of days instead of months, avoid repairs, inspections, agent commissions and closing costs, this is one of the fastest and easiest ways to sell.
Take 30 seconds to fill out a quick form and get matched with a local buyer. Get started here.
10. Pocket an Extra $325 When You Open This Checking Account
Keeping your cash in the right place is one of the easiest ways to boost your balance.
When you open a new Wells Fargo Everyday Checking account, you can earn a $325 bonus. All you have to do is make $1,000 or more in qualifying direct deposits within 90 days of opening the account. After the 90-day qualification period, Wells Fargo will deposit your bonus within 30 days, as long as you've met the requirements.
You'll also get FDIC insurance, 24/7 fraud monitoring, and access to an app with a 4.9-star rating.
Want to add an extra $325 to your wallet? It takes just minutes to open an account.
Bottom Line:
Ready to start adding some extra cash to your wallet this month? Make sure you're using the best checking, savings and CD accounts here.
*NCUA Credit Union and Bank Rates.
*Source: FDIC, national average of savings, week of 4/20/26. Rates subject to change.
Cash App is a financial services platform, not a bank. Banking services provided by Cash App’s bank partner(s). Prepaid debit cards issued by Sutton Bank, Member FDIC. SeeTerms & Conditions.
*Cash App will pass through a portion of the interest paid on your savings balance held in an account for the benefit of Cash App customers at Wells Fargo Bank, N.A., Member FDIC. To earn the highest interest rate on your Cash App savings balance, you need to (a) have a Cash App Card or sponsor one or more sponsored accounts and receive at least $300 in paycheck direct deposits each month; or (b) have a sponsored account with sponsor approval to earn interest. Exceptions may apply. Savings yield rate is subject to change.
1The national average savings account interest rate is 0.38% APY, according to the FDIC, as of May 18, 2026.
**To view the eligibility requirements for sponsoring a teen, please visit the Sponsored Accounts section of theCash App Terms of Service.
***Brokerage services provided by Cash App Investing LLC, memberFINRA/SIPC, subsidiary of Block, Inc. Investing is a non-deposit, non-bank product that is not FDIC insured and involves risk, including monetary loss. Block, Inc. is not a member ofFINRA orSIPC. For additional information, see theCash App Investing disclosures. Fractional shares investing may involve additional risks such as non-transferability. For additional information regarding the unique risks and limitations of fractional shares, please see yourInvesting Customer Account Agreement.
**Gainbridge®: Annuity rates are subject to change at any time, and the rate mentioned may no longer be current. Please visit Gainbridge.io for current rates, full product disclosures and disclaimer. Withdrawals above the 10% free withdrawal amount are subject to a withdrawal charge and market-value adjustment. Save Traditional is issued by Gainbridge Life Insurance Company in Zionsville, Indiana. Save Traditional is not a tax-deferred annuity; instead, it is taxed annually.