May 25, 2026

Here's What Your Salary Needs To Be To Net $100K in Every State

Written by Heather Taylor

Edited by Chris Cluff

Discover a green sign along Interstate 5 welcoming travelers into Oregon as they are leaving California

There’s one state where Americans need to earn nearly $150,000 to bring home $100,000 -- and no, it isn’t California or Hawaii. Oregon surprised by ranking first out of the 50 states in a new MoneyLion analysis, revealing a single filing taxpayer’s income must be $147,437 before taxes to net six figures.

To determine the salary amount to net $100,000 in every state, MoneyLion surveyed income taxes, including FICA, at the federal and state level. We used an in-house calculator for a taxpayer filing their taxes as a single person and the standard deduction with 2025 tax brackets. Once the three income taxes were calculated as an annual amount, we found each state’s total annual income taxes paid and total income tax burden.

Find More: 8 Low-Effort Ways to Make Passive Income (You Can Start This Week)

Good Move: Start Growing Your Net Worth With Smarter Tracking

Key Findings

The South and Midwest surprised with four states ranking in the top 10. The ranking states and their incomes before taxes are Oregon ($147,437), Maryland ($146,486), Hawaii ($144,160), California ($143,879), Minnesota ($142,640), Maine ($142,261), Delaware ($142,232), New York ($141,072), Virginia ($140,978) and Connecticut ($140,845).
If you earn $130,310 annually before taxes, you can net $100,000 in six states. These states are Alaska, Florida, Nevada, New Hampshire, South Dakota and Tennessee.
Your biweekly paycheck loses more than $1,900 in two states: Oregon ($1,975) and Maryland ($1,913).
Which states pull the smallest amount of money from biweekly paychecks? Nine states, including Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming, each take $1,274 out of these checks.

Find out how much you need to earn in every state to bank a six-figure income after taxes, ranked from most to least.

1. Oregon

Income before taxes: $147,437
Total income taxes paid: $47,437
Tax burden: 34.8%
Amount taken out in biweekly paycheck: $1,975

2. Maryland

Income before taxes: $146,486
Total income taxes paid: $46,486
Tax burden: 34%
Amount taken out in biweekly paycheck: $1,913

3. Hawaii

Income before taxes: $144,160
Total income taxes paid: $44,160
Tax burden: 32.9%
Amount taken out in biweekly paycheck: $1,825

4. California

Income before taxes: $143,879
Total income taxes paid: $43,879
Tax burden: 32.8%
Amount taken out in biweekly paycheck: $1,815

5. Minnesota

Income before taxes: $142,640
Total income taxes paid: $42,640
Tax burden: 32.6%
Amount taken out in biweekly paycheck: $1,789

6. Maine

Income before taxes: $142,261
Total income taxes paid: $42,261
Tax burden: 32.7%
Amount taken out in biweekly paycheck: $1,791

7. Delaware

Income before taxes: $142,232
Total income taxes paid: $42,232
Tax burden: 31.9%
Amount taken out in biweekly paycheck: $1,743

8. New York

Income before taxes: $141,072
Total income taxes paid: $41,072
Tax burden: 31.5%
Amount taken out in biweekly paycheck: $1,710

9. Virginia

Income before taxes: $140,978
Total income taxes paid: $40,978
Tax burden: 31.5%
Amount taken out in biweekly paycheck: $1,707

10. Connecticut

Income before taxes: $140,845
Total income taxes paid: $40,845
Tax burden: 31%
Amount taken out in biweekly paycheck: $1,681

11. South Carolina

Income before taxes: $140,723
Total income taxes paid: $40,723
Tax burden: 31.6%
Amount taken out in biweekly paycheck: $1,710

12. Kansas

Income before taxes: $140,274
Total income taxes paid: $40,274
Tax burden: 31.3%
Amount taken out in biweekly paycheck: $1,686

13. Illinois

Income before taxes: $140,261
Total income taxes paid: $40,261
Tax burden: 30.9%
Amount taken out in biweekly paycheck: $1,664

14. Massachusetts

Income before taxes: $140,247
Total income taxes paid: $40,247
Tax burden: 30.9%
Amount taken out in biweekly paycheck: $1,667

15. New Jersey

Income before taxes: $140,166
Total income taxes paid: $40,166
Tax burden: 30.7%
Amount taken out in biweekly paycheck: $1,657

16. Georgia

Income before taxes: $140,031
Total income taxes paid: $40,031
Tax burden: 31.1%
Amount taken out in biweekly paycheck: $1,674

17. Vermont

Income before taxes: $139,925
Total income taxes paid: $39,925
Tax burden: 31.1%
Amount taken out in biweekly paycheck: $1,672

18. Nebraska

Income before taxes: $139,561
Total income taxes paid: $39,561
Tax burden: 30.7%
Amount taken out in biweekly paycheck: $1,648

19. Idaho

Income before taxes: $139,535
Total income taxes paid: $39,535
Tax burden: 31%
Amount taken out in biweekly paycheck: $1,662

20. Wisconsin

Income before taxes: $139,436
Total income taxes paid: $39,436
Tax burden: 30.9%
Amount taken out in biweekly paycheck: $1,654

21. Indiana

Income before taxes: $139,423
Total income taxes paid: $39,423
Tax burden: 30.4%
Amount taken out in biweekly paycheck: $1,629

22. Oklahoma

Income before taxes: $139,137
Total income taxes paid: $39,137
Tax burden: 30.5%
Amount taken out in biweekly paycheck: $1,631

23. West Virginia

Income before taxes: $138,913
Total income taxes paid: $38,913
Tax burden: 30.1%
Amount taken out in biweekly paycheck: $1,610

24. Montana

Income before taxes: $138,617
Total income taxes paid: $38,617
Tax burden: 31.5%
Amount taken out in biweekly paycheck: $1,678

25. Michigan

Income before taxes: $138,565
Total income taxes paid: $38,565
Tax burden: 30.1%
Amount taken out in biweekly paycheck: $1,603

26. Utah

Income before taxes: $138,480
Total income taxes paid: $38,480
Tax burden: 30.4%
Amount taken out in biweekly paycheck: $1,618

27. Alabama

Income before taxes: $138,456
Total income taxes paid: $38,456
Tax burden: 30.8%
Amount taken out in biweekly paycheck: $1,639

28. Rhode Island

Income before taxes: $138,405
Total income taxes paid: $38,405
Tax burden: 30%
Amount taken out in biweekly paycheck: $1,595

29. New Mexico

Income before taxes: $138,302
Total income taxes paid: $38,302
Tax burden: 30.3%
Amount taken out in biweekly paycheck: $1,610

30. Kentucky

Income before taxes: $138,206
Total income taxes paid: $38,206
Tax burden: 29.8%
Amount taken out in biweekly paycheck: $1,585

31. Colorado

Income before taxes: $138,192
Total income taxes paid: $38,192
Tax burden: 30.2%
Amount taken out in biweekly paycheck: $1,606

32. Missouri

Income before taxes: $138,123
Total income taxes paid: $38,123
Tax burden: 30.4%
Amount taken out in biweekly paycheck: $1,612

33. North Carolina

Income before taxes: $138,104
Total income taxes paid: $38,104
Tax burden: 30.1%
Amount taken out in biweekly paycheck: $1,596

34. Mississippi

Income before taxes: $138,016
Total income taxes paid: $38,016
Tax burden: 29.9%
Amount taken out in biweekly paycheck: $1,585

35. Arkansas

Income before taxes: $137,411
Total income taxes paid: $37,411
Tax burden: 29.4%
Amount taken out in biweekly paycheck: $1,552

36. Iowa

Income before taxes: $137,051
Total income taxes paid: $36,051
Tax burden: 29.6%
Amount taken out in biweekly paycheck: $1,558

37. Pennsylvania

Income before taxes: $136,438
Total income taxes paid: $36,438
Tax burden: 28.8%
Amount taken out in biweekly paycheck: $1,511

38. Louisiana

Income before taxes: $135,718
Total income taxes paid: $35,718
Tax burden: 28.7%
Amount taken out in biweekly paycheck: $1,498

39. Ohio

Income before taxes: $134,789
Total income taxes paid: $34,788
Tax burden: 27.9%
Amount taken out in biweekly paycheck: $1,448

40. Arizona

Income before taxes: $134,659
Total income taxes paid: $34,659
Tax burden: 28.1%
Amount taken out in biweekly paycheck: $1,457

41. North Dakota

Income before taxes: $132,250
Total income taxes paid: $32,250
Tax burden: 26.7%
Amount taken out in biweekly paycheck: $1,356

42. Alaska

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

43. Florida

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

44. Nevada

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

45. New Hampshire

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

46. South Dakota

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

47. Tennessee

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

48. Texas

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

49. Washington

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

50. Wyoming

Income before taxes: $130,310
Total income taxes paid: $30,310
Tax burden: 25.4%
Amount taken out in biweekly paycheck: $1,274

Methodology: To generate the income for what it takes to bring home a $100,000 salary by state, MoneyLion surveyed income taxes at both the federal and state level (including FICA). Income tax estimates were created by using an in-house calculator for a person who was filing as a single person and using the standard deduction (with 2025 tax brackets). Once the three income taxes were calculated as an annual amount, MoneyLion found each state's total annual income taxes paid and total income tax burden. All data was collected on and is up to date as of April 29, 2026.

This article was provided by MoneyLion.com for informational purposes only and should not be construed as financial, legal or tax advice.

More From MoneyLion:

Written by

Heather Taylor

Edited by

Chris Cluff