Certificates of Deposit: How To Choose the Right CD
Explore Certificates of Deposit Articles
Explore guides on certificates of deposit, interest rates, CD terms and how CDs compare to other savings accounts.
Banking
What Is a CD Account?
A CD account locks in a fixed APY for a set term. Learn how CDs work, current rates, early-withdrawal penalties, FDIC insurance and when a CD makes sense.
Written by Adam B. Frankel
| October 13, 2026
12 MIN READ
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Banking
How To Open a Certificate of Deposit (CD)
Learn how to open a certificate of deposit (CD) in five simple steps, from choosing a term to funding your account, plus tips on rates and FDIC insurance.
Written by Jacinta Majauskas
| September 30, 2026
5 MIN READ
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Banking
What Is an Add-On CD? How It Works and Who It's For
An add-on CD lets you make extra deposits after opening at your original locked rate. See how they work, which banks still offer them, and who they fit.
Written by Rudri Bhatt Patel, CFHC™
| September 25, 2026
10 MIN READ
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Banking
How To Renew a CD: Your Grace Period Guide
Learn how to renew a CD, what the grace period means, and when auto-renewal helps or hurts. Compare rates before your certificate of deposit rolls over.
Written by Rudri Bhatt Patel, CFHC™
| September 23, 2026
10 MIN READ
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