Certificates of Deposit: How To Choose the Right CD

A step-up CD raises your rate automatically on a set schedule. See how step-up CDs work, how they compare with bump-up CDs and whether one fits your goals.

Short-term vs. long-term CD: compare terms, APYs and early withdrawal penalties, and learn how to match a CD's maturity to your savings timeline.

Deciding between a CD vs. bonds? See how the two compare on rates of return, safety, liquidity and tax treatment so you can grow your money with less risk.

Learn what happens when a CD matures, how long your grace period lasts at 10 major banks, and whether to renew, withdraw or transfer your funds.