Certificates of Deposit: How To Choose the Right CD
Explore Certificates of Deposit Articles
Explore guides on certificates of deposit, interest rates, CD terms and how CDs compare to other savings accounts.
Banking
How To Renew a CD: Your Grace Period Guide
Learn how to renew a CD, what the grace period means, and when auto-renewal helps or hurts. Compare rates before your certificate of deposit rolls over.
Written by Rudri Bhatt Patel, CFHC™
| September 23, 2026
10 MIN READ
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Banking
What Is a Callable CD?
Callable CDs can have higher APYs than standard CDs. However, the brokerage has the right to terminate them early, affecting your savings rate.
Written by Andrew Lisa
| September 21, 2026
6 MIN READ
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Banking
CD Interest Tax: How Much You'll Owe and How To Report It
CD interest is taxable income annually. CD interest tax rules mean you'll owe each year it's credited. See how to report it and keep more in your pocket.
Written by John Csiszar
| September 15, 2026
9 MIN READ
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Banking
Are CDs Safe? What Protects Your Money — and What Doesn't
Are CDs safe? Yes — CDs at FDIC- or NCUA-insured institutions are covered up to $250,000 per depositor. Learn the limits, exceptions and risks to watch.
Written by Marc Guberti
| September 14, 2026
8 MIN READ
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