Certificates of Deposit: How To Choose the Right CD
Explore Certificates of Deposit Articles
Explore guides on certificates of deposit, interest rates, CD terms and how CDs compare to other savings accounts.

Banking
Short-Term CD vs. Long-Term CD: Which Is Best for You?
Short-term vs. long-term CD: compare terms, APYs and early withdrawal penalties, and learn how to match a CD's maturity to your savings timeline.

Written by Adam B. Frankel
| August 27, 2026
10 MIN READ
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Banking
What To Do When a CD Matures: Your Grace Period Guide
Learn what happens when a CD matures, how long your grace period lasts at 10 major banks, and whether to renew, withdraw or transfer your funds.

Written by MoneyLion
| August 27, 2026
11 MIN READ
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Banking
CD vs. Bonds: Rates, Risk, Taxes and Which To Choose
Deciding between a CD vs. bonds? See how the two compare on rates of return, safety, liquidity and tax treatment so you can grow your money with less risk.

Written by Jeanine Skowronski, CEPF
| August 27, 2026
12 MIN READ
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Banking
Investing in CDs in 2026: Rates, Risks and How To Start
Investing in CDs in 2026 can lock you in a guaranteed return over 4.00% APY. Learn how CDs work, current rates, penalties and how to build a CD ladder.

Written by Ana Gotter
| August 27, 2026
12 MIN READ
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