Certificates of Deposit: How To Choose the Right CD
Explore Certificates of Deposit Articles
Explore guides on certificates of deposit, interest rates, CD terms and how CDs compare to other savings accounts.
Banking
What Is an IRA CD? How It Works and Who It's For
An IRA CD is a certificate of deposit held inside an IRA, pairing fixed returns with retirement tax advantages. Learn how it works and who should open one.
Written by Sarah Hostetler
| July 28, 2026
7 MIN READ
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Banking
CD Interest Tax: How Much You'll Owe and How To Report It
CD interest tax applies the moment interest is credited to your account. See how much you'll owe, how to report it on Form 1099-INT and ways to owe less.
Written by John Csiszar
| July 24, 2026
8 MIN READ
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Banking
Is an IRA Certificate of Deposit (CD) Tax Deductible?
Is an IRA CD tax deductible? Traditional IRA CD contributions may be deductible, but Roth contributions never are. See the 2026 income limits and rules.
Written by John Csiszar
| July 24, 2026
7 MIN READ
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Banking
Are CDs Safe? What Protects Your Money — and What Doesn't
Are CDs safe? Yes — CDs at FDIC- or NCUA-insured institutions are covered up to $250,000 per depositor. Learn the limits, exceptions and risks to watch.
Written by Marc Guberti
| July 22, 2026
8 MIN READ
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