Mar 15, 2021

How To Get Money In Your Bank Account Fast

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Wondering how to get money in your bank account fast? Maybe you’ve had a sudden emergency or you’re behind on a due date. The good news is that there are safe ways to get quick cash. And no, you don’t need to settle for pricey, dangerous payday loans. 

We’ll go over how to get money in your bank account fast and painlessly. Take a look at our top tips!

Facebook marketplace can be a great way to sell off some of your items and bring in some extra cash. You can sell used clothing, furniture, or anything else of value. 

Facebook marketplace also features a ton of free and low-cost items. You could find something you need being offered for little to nothing. Say, you’re handy with furniture, you could even try refurbishing used pieces and reselling them for a profit. 

The gig economy is on the rise. There are plenty of opportunities to find one-time, paid work. You could deliver food for an online delivery company like UberEats, DoorDash, or Seamless. If you have access to a car, you could drive for a ride-hailing company like Uber, Lyft, or Juno. 

TaskRabbit is another online resource for one-time paid gigs. You could find work for everyday tasks like cleaning, moving, or even handyman work. 

If you have extra clothing sitting around in your closet and you know you’re probably not going to wear it again – consider selling it on either Poshmark or Vinted. If you need cash fast, you’ll have to contend with asking a low price in order to sell pieces fast. 

If you have an extra bedroom or pull-out couch in your home, you might want to consider renting out the space to travelers on sites like airbnb or Couchsurfing. 

In case you’re not comfortable with guests staying over, you could always take on someone’s extra storage. Sites like Stache, Clutter, and Neighbor offer peer-to-peer storage services. 

Another profitable idea is to rent out your vehicle to a peer-to-peer car sharing company like Turo. 

MoneyLion, a leader in smart banking, goes beyond traditional banking to offer products and resources for every American. MoneyLion helps customers save money, earn cash on everyday spending, borrow, and invest. 

A MoneyLion account is one of the options for how to get cash in your bank account fast. Take a look at some top banking products. 

If your bank is eating up too much of your money with fees and other expenses – you’ll be relieved to know that a bank account with RoarMoney comes with no hidden fees. For only $1 a month, you won’t be charged for overdrafts and there’s no minimum balance required. 

You will gain access to over 55,000 ATMs at no fee, weekly spending reports, budget tracking tools, and cashback rewards. 

Instacash allows you to get access to an influx of cash whenever and wherever you need it. You can access up to $250 at 0% APR. That’s right, unlike expensive payday loans, Instacash offers no interest cash advances at no monthly cost. You also won’t have to worry about your credit score because there’s no credit check. 

Your funds will deposit in 12 – 48 hours into your RoarMoney account and within 3 – 5 business days into an external bank account. If you want to receive your cash almost instantly, there’s an additional fee of $3.99 for RoarMoney users and $4.99 for external bank accounts. 

MoneyLion’s Credit Builder Plus membership can help you access a larger amount of cash even if you have bad or no credit. This powerful membership for only $19.99/month features a low-APR and no credit check. In fact, it’s designed to help people boost their credit score with consistent, timely payments. 

Many users even qualify for same-day funding once they’ve been approved. MoneyLion’s Credit Builder Plus membership can be used to pay off an unexpected expense or even high-interest loans or credit cards. 

Tired of waiting for payday to finally arrive? When you connect direct deposits to your RoarMoney bank account, you could get your paycheck up to two days early!

MoneyLion offers a top-tier cashback rewards program when you shop with top online merchants. You’ll also be able to access cashback rewards on everyday purchases with Shake ‘N’ Bank. Just remember to shake your phone whenever you make a purchase of $10 or more and you’ll get cash!

Whenever you shop from your RoarMoney account, know that you’ll receive price protection as a bonus. If you bought an eligible item and notice it’s selling for less within 90 days of your purchase, you’ll be able to receive a refund for the difference!

Investing is not a get rich quick scheme. Instead, it can be a great way to maximize your savings for future goals or even a rainy day. MoneyLion offers personalized investment portfolios with no minimum requirements at only $1/month. 

You can pick your investment strategy based on your personal financial situation and risk preference. As you watch your savings grow, know that you can access your money hassle-free. Just simply transfer the funds from your MoneyLion investment account to another account and they’ll arrive in 7-10 days.

Traditional banks and credit card companies are notorious for charging excessive fees. Which is why MoneyLion is partnering with Cushion – an online service that automatically negotiates and refunds your banking fees. 

At MoneyLion, we’re keen on helping you keep more money in your pocket – and making that money work for you!


Jacinta Majauskas
Written by
Jacinta Majauskas
Jacinta Majauskas is a Content Marketing Manager and Copywriter. With a B.A. in Economics from New York University, she has been writing about personal finance since 2019. Her work has been featured on financial news sites like Yahoo! Finance and Benzinga. She's currently pursuing a part-time J.D. at Rutgers Law. In her free time, she can be found immersing herself in all the best New York City has to offer or planning her next travel adventure.

MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.

Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash Terms and Conditions for more information and eligibility requirements.

Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).

Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

Rewards are subject to terms and conditions, see here.

Rewards are an optional service offered by MoneyLion

Should you find a lower price for an eligible new item within 90 days from the date of purchase using your MoneyLion Debit Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to mycardbenefits.com. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only. Please reference the Guide to Benefits.

Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. An Instacash advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.