Instant Checking Account No Deposit

By Lindsey Ryan
open checking account online instantly with no deposit

Between tax refunds and direct deposits from employers, it seems like everyone wants your checking account information these days. And many checking accounts seem to require that you have the funds to make a big deposit in order to get one. 

But you can get that valuable checking account number without putting up your hard-earned cash with an instant checking account with no deposit. You just need to know where to look, and MoneyLion has you covered. You only need five minutes to set up our RoarMoney mobile banking account, and then you’ll have immediate access to your account and routing number. 

Just download the MoneyLion app, add funds if you want, and set up direct deposit or link your government benefits so you can get paid.

What Is Included in a RoarMoney Account?

You probably think opening an instant checking account with no deposit means you can forget about features. That’s what’s so neat about RoarMoney. 

Your RoarMoney account offers so much more than a safe and secure place to keep your money, although that shouldn’t be discounted. When you open your account, you’ll also get:

  • No minimum balance requirements
  • Access to over 55,000 no-fee Allpoint ATMs
  • An instant virtual debit card
  • A physical debit card that allows for contactless Tap & Go payments
  • Debit card rewards
  • Price protection so you can request a refund if the price drops after you buy.
  • A spend tracker report every week

Think of this as a checking account and then some.

Is There a Minimum Balance With RoarMoney?

The minimum balance is one of the most frustrating aspects of banking. So many banks won’t even consider taking you on as a customer unless you have $50 or $100 to fund the account. And if your account dips below a certain amount, you pay a fee. 

Fortunately, RoarMoney doesn’t have a minimum balance for opening or maintaining the account. You also won’t get charged fees if your balance drops to zero. 

Does RoarMoney Come With Access to Cash Advances?

We understand that it can be frustrating when you need cash to spend. Something might come up before payday, or you just might feel like treating yourself to a nice dinner, but your bank balance is looking thin.

We have a solution for that too. We also offer access to Instacash, so you can get cash in an instant. This service will be here for you anytime you need up to $250 in your account. It’s credited to your account and you pay it back at 0% APR. 

What if your credit is bad? It’s not an issue with Instacash. Just set up your account, direct your check to be deposited, and unlock Instacash without undergoing a credit check.

If you set up direct deposits into your RoarMoney account, you can unlock the highest amounts of Instacash. The extra $250 can be a real lifesaver when times are tough, so check it out today!

How Soon Can I Use My Instant Checking Account?

You probably equate opening a checking account with playing the waiting game, but that isn’t the case with RoarMoney. Your account is ready to use as soon as you open it.

If you have an external checking account, you can use it to fund your RoarMoney account. As soon as you deposit funds with a direct deposit, external account transfer, or cash deposit, you can use your virtual debit card and we’ll pop your debit card in the mail to you.

We even have you covered if you have a paper check. Use the Ingo Money app to snap a picture, and we’ll deposit the check for you.

Do you need to fund your account with cash? We have a solution for you. 

You can add funds at one of over 90,000 Green Dot locations. Green Dot is available at retailers such as Walmart and Dollar General. Give the cashier cash and then swipe or tap your MoneyLion Debit Mastercard to load it. It takes about 10 minutes for the cash to appear. 

Get Ready for Financial freedom With an Instant Checking Account

A RoarMoney account provides the change you need to get your finances on track. Instead of worrying about minimum deposits and hidden fees, you are in control and have more spending power.

Begin by opening a RoarMoney account. Set up direct deposit so that you’ll have access to Instacash, and then you never have to worry about hidden expenses derailing your financial future. 

Sign up for RoarMoney now!!

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Open a RoarMoney account to bank with no minimums, no hidden fees, no BS! And you'll love the perks like a contactless debit card, cashback, and fraud protection.

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