
October 2018 update: Zero-Fee CheckingSM%%SUP_1[]%% is now available with a MoneyLion Core or MoneyLion Plus membership. MoneyLion Core is our newest free membership that includes a Zero-Fee Checking AccountSM%%SUP_3[]%%, a Zero-Fee Managed Investment AccountSM%%SUP_5[]%%, and 0% APR InstacashSM%%SUP_7[]%% cash advances. Learn more about America’s most powerful financial membershipSM%%SUP_9[]%% at moneylion.com.
Saying no to big fees from big banks##
America’s three biggest banks earned $6.4 billion from consumers’ ATM and overdraft fees in 2016. Yikes! The average overdraft fee is a whopping $35, and the average ATM fee is $3.* These exorbitant fees typically affect lower and moderate-income people the most, and that’s simply not fair.
Banking is coming to MoneyLion Plus
We believe there’s a better way to help people save and thrive. That’s why we’re expanding MoneyLion Plus to include VIP banking without the velvet rope. Soon the MoneyLion Plus membership will offer all-access banking with:
No overdraft, ATM, or maintenance fees
0% APR instant cash advances
Debit card
Instant loan transfers
The new banking features will complement the existing MoneyLion Plus benefits for an all-in-one membership:
Savings into a guided investment account
5.99% APR loans (only $16 in yearly interest)
$1 daily cashback
Credit monitoring and credit-building tools
Personalized financial advice
Rewards points that can be redeemed at hundreds of retailers nationwide
MoneyLion Plus will continue to cost only $29 per month (less than a typical overdraft fee), and members can still reduce their membership cost to $0 per month by logging into the mobile app to earn $1 cashback every day.
For exclusive early access, join MoneyLion Plus now
Become a MoneyLion Plus member today to get early access when VIP banking is available in the coming months. Good credit is not required, and you get a $10 bonus when you sign up.
To be notified as soon as MoneyLion Plus banking is available, join the waitlist now.
*CNNMoney analysis verified by S&P Global Market Intelligence.
Disclosures MoneyLion Plus general disclosure: MoneyLion Plus membership required. View full terms and conditions ==[here](https://moneylion.helpshift.com/a/moneylion-plus-1518215303/?han=1&l=en&p=web&s=plus-terms-and-conditions&f=moneylion-plus-terms-and-conditions)==.
MoneyLion Plus investment account: * Not FDIC Insured or Bank Guaranteed * May Lose Value. The guided investment account is subject to risks, including but not limited to the loss of principal. Not bank or FDIC insured. This advertisement should not be construed as a recommendation regarding the suitability of purchasing a particular security or securities in general.

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Disclosures
Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. An Instacash advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.