What if I Need Cash Now?

Do you need money quickly? Don’t settle for a high-interest payday loan or an online get-rich-quick scheme: Use one of these 11 legitimate ways to get cash fast.

We’ll take a look at a few realistic methods you can use to get immediate cash. We’ll also show you how you can get an advance on your next paycheck with Instacash from MoneyLion. 

How to Get Fast Cash Now

Let’s take a look at a few easy methods you can use to make some extra cash now. Most options don’t require a huge initial investment or any special tools: You can make money without going into debt.  

1. Join a Ridesharing Service

Ridesharing services like Uber, Lyft and Via can make it easy to make some extra money in your free time.

Here’s how it works: First, apply to be a driver with one of these services through the website or app. Every app has its own standards that you and your vehicle must meet before you qualify to drive. Make sure you meet the standards before you sign up. As soon as you get an acceptance to drive, your ridesharing app will connect you with riders in your area when you tell the app you’re on the road. Simply drive to the passenger’s location, pick him up, bring him to his destination and drop him off. You get a percentage of whatever the rider paid for the ride and your passengers can also leave you tips.

Many people who drive for ridesharing services enjoy using these apps to make extra cash because they can work whenever they have free time. 

2. Deliver Food

Don’t want to drive passengers around? You can also make money by delivering food to people with an app like Grubhub, Uber Eats or Postmates. These apps work a lot like their ridesharing service. Log in whenever you want to work and get connected with hungry customers who’ve ordered food from local restaurants. Then, drive to the restaurant, pick up the food and bring it to the customer. You get a percentage of what the customer paid for their order — and there’s no risk of dealing with unruly passengers. 

3. Sell Some Old Clothing

Have you stashed away an old prom dress or a vintage sweatshirt you haven’t worn since college? Why not turn your old clothing into cash by listing it on a website like Poshmark, eBay or ThredUp?

These websites allow you to upload a listing that showcases your clothing, shoes or accessories. You’ll receive money via PayPal when you ship out your item. Use these tips to help your listings sell faster:

  • Take clear photos: Good photos are crucial to fast sales. Make sure you take photos of your items in natural light and take photos from multiple angles.
  • Include all relevant information: Write a great description for each of your items by including all relevant information about what you’re selling. Include details like the size, brand, condition and any defects on the item.
  • Ship out quickly: Buyers love to give positive reviews to sellers who ship out their purchases quickly. Try to get everything in the mail within one business day of a sale. This will attract future buyers and allow you to build a positive reputation on the site of your choice. 

4. Do Tasks for People

Do you enjoy doing household chores? Do you have any special skills? Consider joining a site like TaskRabbit if you want to make money completing random chores or tasks for other people. TaskRabbit is a mobile marketplace for talent and labor that connects customers who need a small job done with handy people in their area. You might help someone move or clean out an attic or do another task to make money. 

5. Rent Out Your Extra Bedroom

Do you have an extra bedroom in your home that you only use on special occasions? Consider making a little cash with almost no effort by listing your room on a home-sharing website like Airbnb.

Here’s how it works: First, snap a few photos of your space and create a listing. Include details on who you are, why your space is special and local amenities that travelers might enjoy. People who travel through the area can view your listing and request to rent your room. You may approve or deny these requests at your discretion. From there, all you need to do is accept the reservation, provide great service and earn a percentage of what the traveler paid to book your space.

Though Airbnb doesn’t screen individual guests, the site does allow customers and homeowners to rate one another. Airbnb also offers up to a million dollars’ worth of coverage for any accidental damage a guest might cause to your space. 

6. Have a Yard Sale

Hosting a yard sale is a great way to make fast cash from the comfort of your home. Use these tips to sell more at an upcoming yard sale.

  • Coordinate with your neighbors: Shoppers are more likely to visit a multi-family yard sale than they are to spend money at a single-family sale. Get together with your neighbors and decide on a weekend to host a community sale.
  • Make sure everything has a price: Customers might assume something isn’t for sale if it doesn’t have a price tag on it. Make sure that everything you’re selling has a price tag or sticker on it before you open for business.
  • Advertise in your area: One of the best and most affordable ways to advertise your yard sale is to put up signs in your area. Make sure your signage is bright, clear and includes your address and the dates of your sale.
  • Make sure you have change on hand: You don’t want to lose a sale because you couldn’t break a customer’s $20 bill! A few days before your sale, head to the bank and grab plenty of quarters and $1 bills.
  • Start early: The early bird gets the worm — and the customers! Start your yard sale as early as possible to attract the most possible buyers throughout the day.

7. Take Up Babysitting

Babysitting isn’t just for teens anymore! Parents across the country are always looking for reliable and responsible adults to watch their children while they’re at work or for the occasional night out.

Advertise your baby-sitting services to people in your community, members of your church and friends. You can also create a profile on a website like Care.com or SitterCity. These websites help connect you with parents who are looking for a babysitter.

You can browse currently available jobs, list your special skills and even specify which ages of children you’re most comfortable working with. Baby-sitting is an excellent way to bring in a little extra money on the weekends and evenings if you love children. 

8. Teach a Skill

Everyone has a special skill — and chances are, there’s someone in your community who wants to learn something that you know how to do. Offer your services around your local community, whether it’s guitar lessons or math tutoring and net some serious cash from clients.

Don’t want to teach in your local community? You can also consider writing a course for a website like Udemy. Udemy allows people from all around the world to download courses and learn from you from their own home. There might be someone who needs your help — and will be willing to pay you to learn. 

9. Consider Freelancing

Freelancing is a special type of work that you can do from anywhere at any time. Consider offering your services as a freelancer on sites like UpWork or Fiverr. Some of the most monetizable freelance skills include:  

  • Computer programming
  • Website design
  • Virtual assistance
  • Writing
  • Marketing consulting

Remember that any money you earn from freelancing isn’t tax-free. You’ll need to keep a careful record of how much money you earn outside of your standard employment and report it to the IRS as income during tax season.

10. Become a Website Tester

Every business owner wants to know that his or her website is easy to use and functional. Unfortunately, it can be difficult to get unbiased feedback from the average customer. That’s where you come in!

Companies like UserTesting, TryMyUI and Analysia will pay you money to test and review new websites. All you need to do is browse through these websites, write down what works and give your thoughts on how the owner can make the site better. You can make up to $10 per website you review — you can review sites at any time of day or night. 

10. Get Instacash From MoneyLion

Do you need a fast way to access money fast without waiting for a paycheck? Instacash advances from MoneyLion are here to lend you a hand. Signing up with MoneyLion gets you access to Instacash advances at 0% APR — it’s an interest-free way to borrow money. You can qualify to get up to $250 deposited into your account when you need it. 

Once you’re qualified, just open the MoneyLion app, select the amount of money you need and see the money in your account. You’ll pay back what you owe when your next check arrives. Easy, interest-free, and fast, Instacash is a reliable way to borrow a small amount of money (from your future self!) to cover an unexpected expense or opportunity.  

Cover Your Bills the Safe Way

You might feel tempted to choose a high-interest loan or credit card to cover your expenses if you need money fast. However, you might not realize just how expensive these loans can be until you need to pay your bills. Take a deep breath and remember that you do have options to get cash quickly — including Instacash from MoneyLion.

Are you ready to get started with MoneyLion? Download the MoneyLion app today from the Google Play or Apple App store.