Make Money While Shopping – Shop and Earn Cashback!

By Grace Kilander

Spending and shopping less is fundamental when trying to keep your finances on track. But, what if there was a way to both shop and earn some side cash?

A RoarMoney account from MoneyLion offers a generous rewards program that is convenient and can be done right from our mobile app. You can earn cashback rewards on necessary purchases like groceries, prescriptions, and everyday basic needs.

Read on to find out how you can make money while shopping this holiday season and beyond!

Getting Paid for Shopping Online or At Home

Pocketing some extra money for buying something you already need sounds like no brainer to us! Need a few ingredients to make dinner? Toilet paper?  Pay your Disney+ bill (who doesn’t love it!)? 

Whatever it maybe, why not get paid to do it? With our rewards program, you get the best of both worlds.

How Can I Make Money While Shopping?

Whether you shop online, in-store or a mix of both, MoneyLion loves to reward our members for shopping as you normally would from some of the largest retailers around.

When you purchase within the rewards tab of our mobile app with your MoneyLion Debit Mastercard or RoarMoney virtual card – you can earn points redeemable for cashback into an investment account. Learn more here. Merchants and offers are subject to change, make sure you check your MoneyLion app daily. 

Online Cashback

Earn cashback at your favorites stores through the Rewards tab in the MoneyLion mobile app and begin stacking points that you can redeem for cashback into an investment account.  Here’s how to get started. 

  1. Download the MoneyLion app
  2. Sign up for your RoarMoney account.
  3. Set up your MoneyLion Debit Mastercard and/or virtual card for instant access.
  4. Open the MoneyLion app.
  5. Select the “Rewards” button on the bottom right of the screen.
  6. Scroll down to “Online Deals”.
  7. Chose the merchant you prefer and tap “Activate Deal”.
  8. Click “Shop Now” and begin shopping. 
  9. Ready to make a purchase? Use your virtual RoarMoney card or MoneyLion Debit Mastercard to earn points.
  10. Earn points for every dollar spent!
  11. Once you’ve accumulated 2,500 points, redeem your points for $25 cashback deposits into your active MoneyLion investment account.

Priceless Surprises 

Not a fan of online shopping? No problem! When you use your MoneyLion Debit Mastercard on any purchase in-store (and online), you’ll automatically enter for a chance to win a Priceless Surprise complimentary of Mastercard. Yes, it’s that simple! 

Priceless Surprise winners are chosen at random. You could be one of the lucky ones selected to win a fully paid for trip, tickets to a major event or cash! 

Shake ‘N’ Bank

Shake ‘N’ Bank is one of our coolest interactive rewards tools. Just like the name says, you shake your phone to earn cash rewards.  Follow these steps and you’ll be shaking your phone all the way to the bank! 

  1. Download the MoneyLion app.
  2. Sign up for your RoarMoney bank account and debit Mastercard (or virtual card).
  3. Make a $10 or more purchase from your MoneyLion account by virtual card or Mastercard.  
  4. Receive a push notification prompting you to shake your phone and find your surprise earnings. Didn’t receive a notification? Check the Rewards tab in your MoneyLion app.  
  5. Get back up to the full amount of your purchase (Max $120). 
  6. Cash rewards vary from $0.01 to $120 and get directly deposited into your active MoneyLion investment account.

Keep in mind you must have an active MoneyLion investment account to receive your direct deposit cash reward. And don’t forget, you have 7 days to claim your Shake ‘N’ Bank rewards after a purchase.

Direct Deposit Earnings Into Your Investment Account

We know how hard it is to get started in investing for your future. That’s why we deposit your Shake ‘N’ Bank and online cashback rewards directly into your investment account. Once the funds are there, you can personalize your portfolio based on your preferences and risk tolerance. 

Invest in the things that matter most, set up auto investing or let us give you recommendations. You can withdraw or add funds at any time, no minimums or fees applied. Whatever you decide, investing with MoneyLion is effortless.  

Shop and Earn Cashback of the Month

With Cashback of the Month, we offers cashback at your favorites each month. During the month of November, we offering 2% cashback both online and in-store at Best Buy and Macy’s. Perfect for Black Friday and Christmas shopping! Check here to see December and beyond.

Borrow Interest-Free Cash Advance and Earn Rewards  

Do you seem to always need a little bit of cash right before payday? Instacash advances might be the perfect solution for you. Borrow up to $250 interest free without a credit check or monthly fee. 

Pro Tip: Transfer your interest free Instacash advance funds to your virtual RoarMoney card, shop through rewards and pay back on your next payday. 

Make the Ultimate Rewards Money for Shopping

With MoneyLion, you can make money while shopping and have your funds transfer to a fully managed investment account. We want you to reach your financial goals faster so we offer multiple ways to earn cashback rewards.

Make a purchase of $10 or more –That’s a reward! Shopping through the MoneyLion app –Earn reward points. Make a purchase from one of our monthly cashback rewards partners – you’ll get a cashback reward then too! 

Ready to earn cashback from your bank? Get started with MoneyLion!

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