If you’re looking for quick cash now or need money fast for bills, we’ve got you covered. You don’t need to settle for a high-interest payday loan or an online get-rich-quick scheme. We’ll break down the truth about quick cash loans and offer better alternatives.
From side hustles to affordable lending, we’ll go over 14 quick ways to make cash now that are safe, effective, and sustainable.
Are quick cash loans safe?
It depends on the lender. Quick cash loans from payday lenders aren’t safe. They feature triple-digit APR’s that can sink you deeper into debt. However, lending solutions from MoneyLion are different.
MoneyLion offers lending products that are affordable and easy to manage – without requiring credit checks. MoneyLion also offers personal financial management tools, designed to help you manage and budget your money better. Learn more here.
1. Borrow Instacash–instant 0% APR cash advance
One of MoneyLion’s most popular products is designed as a cheaper, safer alternative to existing quick cash loans. It’s called Instacash, an advance at 0% APR up to $250 and an interest-free way to access quick cash now. Instacash is available through the MoneyLion app and can be used to cover any type of unexpected expense.
2. Rent out your transportation
If you have access to transportation vehicles, consider renting them out. Sites like Turo make it easy to rent out your car for cash. You can look into renting out your bikes and scooters on sites like spinlister.com.
3. Deliver food
Start by downloading the apps, creating an account, logging in whenever you want to work, and hopping on your transportation vehicle when orders come in. You’ll get a percentage of what the customer paid for their order and make tips!
4. Sell clothing
These websites allow you to create listings showcasing your clothing, shoes, and other accessories. Most will provide you with a free shipping label when an item sells and all you have to do is send out your clothes to receive cash. All from the comfort of your home!
If you’re going to go this route, make sure to take clear photos of your items, including all relevant information in the description section, and ship items quickly. Remember, the more professional your listing is, the more likely it is to attract buyers and gain positive reviews.
5. Do chores and tasks for people
Do you enjoy doing household chores? Do you have any special skills? Consider joining a site like TaskRabbit or Handy.com, if you want to make money completing random chores or tasks for other people.
TaskRabbit and Handy are both digital marketplaces for talent and labor that connect customers who need a small job done with handy people in their area. You might help someone move, put together pieces of furniture, clean out an attic, or run your errands.
6. Have a yard sale
Hosting a yard sale is a great way to make fast cash from the comfort of your home. It also has the benefit of connecting you with your neighbors and the local community. Start by going through items in your home that are in good condition – but you don’t need anymore.
Make sure to come up with a fair price for everything and advertise in your area. Head to the bank and grab plenty of quarters and $1 bills for customer change. Finally, start your yard sale early to attract the most possible buyers throughout the day.
7. Take up babysitting
Parents are always looking for reliable and responsible adults to watch their children while they’re at work or for the occasional night out.
Advertise your babysitting services to people in your community, members of your church, and friends. You can also create a profile on a website like Care.com or SitterCity. These websites help connect you with parents who are looking for a babysitter.
You can browse available jobs, list your special skills, and even specify which ages of children you’re most comfortable working with. Babysitting is an excellent way to bring in a little extra money on the weekends and evenings, especially if you love children.
Not great with small children? Care.com offers senior care, pet care, school support, and housekeeping services.
8. Teach a skill
Everyone has a special skill — and chances are, there’s someone in your community who wants to learn something that you know how to do. Offer your services around your local community, whether it’s guitar lessons, language tutoring, photography workshops, cooking classes, or more!
Don’t want to teach in your local community? You can also consider teaching on websites like Udemy. Udemy allows people from all around the world to download courses and learn from you from their own homes. There might be someone who needs your help — and will be willing to pay you to learn.
9. Find freelance work
Freelancing is any type of work that you can do from anywhere, at any time. Sites like UpWork or Fiverr, consistently post freelance job offerings. In-demand skills include computer programming, graphic design, virtual assistance, writing, and marketing consulting.
Remember that any money you earn from freelancing isn’t tax-free. You’ll need to keep a careful record of how much money you earn outside of your standard employment and report it to the IRS as income during tax season.
10. Website testing
Every business owner wants to know that his or her website is easy to use and functional. Unfortunately, it can be difficult to get unbiased feedback from the average customer. That’s why many turn to website testers.
Companies like UserTesting, TryMyUI, and Analysia will pay to test and review new websites. All you need to do is browse through these websites, write down what works, and give your feedback on how the owner can improve the site. You can make up to $10 per website you review — and you can review sites at any time of day or night.
11. Drive rideshare
Ridesharing apps like Uber, Lyft, and Via make it easy to earn some extra money in your free time. It’s fairly straightforward to apply to be a driver. However, every app has its own standards that you and your vehicle must meet before you qualify to drive. Make sure you meet the standards before you sign up.
As soon as you get accepted to drive, your ride-sharing app will connect you with riders in your area. You’ll get a percentage of the rider’s fare and passengers can also leave you tips.
Many people who drive for ride-sharing services enjoy using these apps to make extra cash because they can control their hours, receive sign-up bonuses, make tips, and are paid weekly. Plus, Uber now makes it easy for people who don’t own a vehicle to get started through its latest rental car program.
12. Charge and return electric scooters
Scooter-sharing companies like Bird and Lime rely on independent contractors to locate scooters that need recharging. Individuals can earn a sizable chunk to charge scooters overnight and release them before the next morning.
Getting started is fairly straightforward. First off, you have to live in one of the cities where scooter-sharing companies operate. Next, you download the app and provide your personal information. From there, the company will send you charging supplies, including a wall plug and power brick, and all the information you need to start.
13. Dog walking
Dog walkers can make money on apps like Wag and Rover which offer on-demand dog walking services. You can sign in whenever you want and pick up walks on your schedule. If you have extra space in your home, you could offer overnight pet boarding.
14. House sitting
If babysitting or dog walking isn’t your thing, you can always try house sitting. Ask around your community for referrals or try out sites like HouseSitter.com. Most of the time, your tasks will consist of checking up on a home, feeding pets, watering plants, taking out the garbage, etc.
MoneyLion is here when you need cash fast
MoneyLion is your go-to for all your banking needs and when you need quick cash now. Along with Instacash, MoneyLion offers fast cash loans through Credit Builder Plus and our newest buy now pay later feature, Overtime.
MoneyLion’s Credit Builder Plus account can help you get up to a $1,000 loan with no credit check. It’s designed to be an affordable and easy way to boost your credit score. And with Overtime, you can break down one-off expenses up to $600 into multiple, zero-fee, installments. MoneyLion also offers catered investment accounts, banking accounts, and all the financial budgeting tools you need to take charge of your finances.
Is borrowing money safe?
Borrowing money from MoneyLion with Instacash is a safe and low cost way to get cash instantly. Your money is protected by the FDIC and you can access your Instacash as many times as you need for $0 fees or interest.
How quickly do I have to pay Instacash advances back?
Instacash advances will automatically be deducted from your next paycheck via direct deposit. You can borrow from your check for a day or up to 2 weeks.
Does borrowing money harm my credit score?
Instacash does not require a credit check. MoneyLion uses your direct deposit information to provide you with funds instantly up to $250. Never worry about being short on money before your next payday again!