Payday Loans in Las Vegas – Download the Safe Payday Loan Alternative Today!


Need cash fast to meet an important financial obligation?

Many people resort to payday loans in Las Vegas in such emergencies, believing that it’s the quickest way to get cash. They are short-term advances with high ARPs that trap people in a never-ending cycle of debt. 

Even though the ads for payday loans makes them seem like a fast and easy way to get money, they don’t tell you that paying back that loan can push you into bigger financial problems. Payday loans can be incredibly expensive as you end up paying four to five or even ten times more than the amount you borrowed. 

Enter MoneyLion, the safe and affordable way to get cash you need today! Here at MoneyLion, we know you might need additional funds in your account before payday – it happens! Instead of resorting to a payday lender, simply download our app and explore the lending products available to you right from your phone. 

How To Get A Cash Advance In Las Vegas

Even though payday lending is legal in Las Vegas, Nevada, they still come with their share of drawbacks. The following are some better cash advance alternatives:


Max Advance Amount: $250

APR: 0%

Credit Affects: None

In comparison to predatory payday loans, Instacash allows you to get a maximum of $250 with 0% interest to cover an unexpected expense. With no hidden fees or interest, you get an easy plan to pay back the loan.

You don’t even have to worry about accumulating fines when you decide to go for Instacash with MoneyLion.

You don’t even have to schedule a visit to the bank because Instacash allows you to borrow money instantly. All you need to do is download the MoneyLion app, swipe to the Instacash tab, and select the amount of money you need to borrow.

You can also link your current bank account or sign up for RoarMoney and set up direct deposits. We’ll scan your account for deposits to calculate the amount of cash advance you are eligible for. You can use it for both RoarMoney and other bank accounts so that after you get the advance, MoneyLion will conveniently withdraw the borrowed amount from your account in a couple of weeks.

How to Qualify:

  • Be at least 18 years old
  • Have a steady income or deposits 
  • Have a bank account that contains a positive balance and has been active for at least 60 days 

In-Person Loan 

Max Payday Loan Amount: no restrictions on the loan amount, but it should not exceed 25% of the monthly gross income.

APR: 625%

Credit Affects: While payday lenders don’t usually pull credit over late payments, they might report them to credit bureaus.

In the city of casinos and poker, where people win and lose thousands, everyday payday loans seem essential. Losing money in gambling or by any other thing means piling debts and the inability to pay back your loans that start hurting your credit score. 

There is no limit to Payday loans in Nevada, but your borrowing should not exceed 25% of your gross monthly income. Also, the maximum loan term is 35 days with no limit on financing charges and interest rates. 

The term of these payday loans must not exceed 35 days, and it is prohibited to extend loans longer than 60 days once the initial term is due. Moreover, criminal actions are also forbidden against borrowers. Legal proceedings begin only when it can be proved that a borrower never meant to repay the loan.

To qualify for payday loans in Las Vegas, you will need the following:

  • You need an active checking account
  • Valid ID
  • An active phone number
  • Proof of income 

Your Instant Loan Options In Las Vegas

If the cash advance limit of Instacash is not enough for the amount of money you need to borrow, MoneyLion’s instant loan services can help you.

Credit Builder Loan

Loan Amount: Up to $1,000

APR: As low as 5.99%

Credit Affects: In 60 days, you can improve your credit score by 60 points! 

If you have less than perfect credit and need a small loan, a Credit Builder Loan might be an option. It is a small, low-interest loan that holds the potential to boost your credit score with each payment.

Our Credit Builder Loans also help you build a healthy credit score along with 0% APR Instacash advances in a matter of seconds. 

To become a Credit Builder Plus member, download the app, apply for a loan. You’ll receive your terms in a matter of minutes after application. With Credit Builder Plus, you’ll receive a portion of your loan immediately while another portion is held in a Credit Reserve Account. Your Credit reserve Account acts as a savings account that gains interest while you pay off the loan. This will help you develop healthy savings habits while building credit and getting the cash you need now. 

The best part? Once your loan is paid in full you’ll receive the funds from your reserve account plus the interest earned. 

How to Qualify:

To obtain a Credit Builder Plus membership, you have to:

  • Have a Social Security number holder
  • Have a bank account with a prepaid or debit card
  • Be at least 18 years old
  • Be a citizen or permanent resident of the US

What’s Included?

  • Loan of up to $1000 to be paid back over 12 months
  • Weekly monitoring and updates on your credit
  • A Credit Reserve Account that works like a savings account and earns interest
  • Credit score lifted by 60 points in 60 days
  • Additional benefits of Instacash

Compare Your Cash Advance And Loan Options In Las Vegas

No matter how strapped you are for cash, you’ll find the best payday loan alternatives with MoneyLion. However, it is essential to know your options, which include: 

InstacashCredit Builder LoanIn-Person Payday Loans
How Much Can You Borrow?$250$1,000No restrictions, but it should not exceed 25% of the person’s gross income
Fees & InterestFree
0% APR
Competitive APR
$19.99/month fee
625%No financial fee 
Impacts Your Credit?NoHelps build your credit score Yes, your credit score can be harmed by late payments. Timely payments won’t improve your credit score.
AvailabilityOnline & MobileOnline & MobileOnline and Mobile
Wait TimeInstantly*InstantlyInstantly
Next StepsSign UpSign UpFill out an application form in person.

Get a Cash Advance from MoneyLion Today!

Now that you know that you have other better loan options than payday loans, you can free yourself from financial debt even if you need money for cash emergencies. 

MoneyLion’s Instacash and Credit Builder Loans are some of the best options if you need a little cash to get you through the month. 

Download the app today!

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Fast, interest-free advances anytime

Get Instacash advances up to $500 for everyday expenses or life’s surprises. There’s no credit check, no monthly fee, and no interest.

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