RoarMoney — Mobile Banking that Gives You More


We’ve revamped our banking offering and launched the powerful RoarMoney account powered by Pathward®, N.A., Member FDIC. Our mobile banking app gives you more.

This new account is a membership-wide upgrade from our former MoneyLion Checking account, offering many of the same great features like 55,000 free Allpoint ATMs plus much more, including:

  • Early direct deposits of paychecks and eligible benefits checks1
  • Debit card rewards on everyday spending
  • Mastercard® Price Protection so you can request a refund if the price drops after you make a purchase2
  • Contactless MoneyLion Debit Mastercard for safe, clean checkout

Download the MoneyLion app to sign up now.

Get Paid Up to 2 Days Early

With RoarMoney, you can get paid up to two days early, just by connecting your direct deposit.1 Don’t have a traditional paycheck? That’s ok — you can get any eligible recurring check, such as unemployment, early with direct deposit.1 That means you can get a little head start on paying bills or filling the tank, or even get a two-day lead into some weekend fun.

Enjoy Cash Advances With No Interest or Credit Check 

One of MoneyLion’s most popular features, 0% APR InstacashSM advances, is offered alongside RoarMoney. And it works nicely in combination with early payday, giving you more flexibility with your cash flow. You can take advances up to $250 anytime and potentially more when you connect your direct deposit. All with zero interest.

Request a Refund When the Price Drops

It’s happened to all of us. You buy those headphones or those killer boots, and then a week later, you see those suckers for cheaper …. Every. Single. Time (or maybe it just feels like it). With the Price Protection feature that comes with RoarMoney, if you find a lower price within 90 days of an eligible purchase, you can get a refund for the difference up to $250 per claim, 4 times per year.2

Rely on a Full Suite of Premium Mobile Banking Features

In addition to the perks above, RoarMoney helps you take every dollar further with straightforward, valuable features like:

  • No minimum balance and free withdrawals at 55,000 ATMs3
  • Debit card rewards to help you do more with your money
  • RoarMoney virtual card you can start using right away — just add funds and set your PIN.
  • Robust account security and fraud protection4 features and card lock/unlock
  • Weekly reports to help you see your spending habits by category

All for an incredible value. Get RoarMoney’s premium banking features for just $1 a month.

What’s Next?

Download the free MoneyLion app and go to the Finances tab to sign up in minutes.

If you’re already a member with a MoneyLion Checking account, you can open an account in the app and transfer your balance over in seconds.


MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.

Instacash is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. See Membership Agreement and for additional terms, conditions and eligibility requirements.

1 With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.

2 Should you find a lower price for an eligible new item within 90 days from the date of purchase using your MoneyLion Debit Mastercard, you may be reimbursed for the price difference. For more information about the coverage you may be eligible to receive, call 1-800-MASTERCARD (627-8372). To file a claim online, go to Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Coverage is provided by AIG WarrantyGuard, Inc., an AIG company. Policy provides secondary coverage only. Please reference the Guide to Benefits.

3 MoneyLion Debit Mastercard can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.

4 Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

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