Congrats, you’ve switched to Credit Builder Plus at $19.99/month (plus any loan payments).
When will my payments change?
Your lower membership payments should take effect within five business days. So if your next payment is within five days, you may not see your new lower pricing until the next one.
What do I get?
You will have continued access to 5.99% APR credit builder loans, and you’ll be enrolled in the Lion’s Share Loyalty Program, where you are eligible to receive payouts up to $19.99/month into your MoneyLion Investment Account every month based on your daily app logins and your MoneyLion Visa® Debit Card transactions.
With Credit Builder Plus, you’ll no longer receive $1 daily cashback, and you’ll no longer be required to invest $50 a month into your MoneyLion investment account.
How can I get a $19.99 Lion’s Share payout?
The Lion’s Share Loyalty Program has tiers. The more you engage, the higher your tier, the higher your payout. Members in the top tier (Platinum) will earn $19.99/month in payouts.
Going Platinum is easy. Simply log in every day and make at least 20 purchases (of $10 or more) with your MoneyLion Visa Debit Card, and you’ll get $19.99 in Lion’s Share payouts.
Bronze, Silver, and Gold members will also get monthly payouts, and the exact amounts will be announced at the end of each month. See more on payout amounts here. Here’s what qualifies you for each tier:

Can I see the service agreement addendum?
You have signed the addendum below.
Addendum to MoneyLion Membership Program and Services Agreement and MoneyLion Membership Automatic Payment Authorization
This addendum to Your MoneyLion Membership Program and Services Agreement and MoneyLion Membership Automatic Payment Authorization (the “Addendum”) supplements and modifies Your MoneyLion Membership Program and Services Agreement (the “Membership Agreement”) and your MoneyLion Membership Automatic Payment Authorization (the “Payment Authorization”). It is important for You to note that the Services available to You, and Your obligations as a Plus Program member will, differ from those set forth in Your Membership Agreement in the following ways: (1) You will not have access to daily cash-back opportunities, but you will gain access to Lion’s Share Rewards opportunities, (2) You will not be required to make automated deposits into your Investment Account, and (3) Your Membership Fee will be $19.99 per month instead of $29 per month. Your Payment Authorization shall be modified to authorize Company to electronically seek payment in the amount of $19.99 for the Monthly Membership Fee instead of $29 per month.
All capitalized terms used but not defined in this Addendum have the meanings ascribed thereto in Your Membership Agreement. Except as expressly modified by this Addendum, all other terms and conditions of Your Membership Agreement and Payment Authorization shall remain in full force and effect. In the event of any conflict between this Addendum, on the one hand, and the Membership Agreement, Payment Authorization, or any Third Party Agreement, on the other hand, this Addendum shall control.
By clicking “I Agree”, You acknowledge and agree that You have carefully read, reviewed, and consented to this Addendum, which is incorporated into Your Membership Agreement and Payment Authorization as if fully set forth therein.
Disclosures
MoneyLion Checking Account provided by, and MoneyLion Visa® Debit Card issued by, Lincoln Savings Bank, Member FDIC. Terms and conditions apply.
Current Credit Builder Plus membership required for Credit Builder Plus loan eligibility; the $19.99 monthly fee will be withdrawn from your linked bank account. All loans with an Annual Percentage Rate of 5.99% are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account managed by ML Wealth, LLC and held by Drivewealth LLC, member SIPC and FINRA. The funds in this account will be placed into DARXX, a Dreyfus Securities Cash Management vehicle, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan, and so long as your Credit Builder Plus membership payments are current. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states.
Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.
Investment advisory services provided by ML Wealth, LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Investment Account, see Investment Account FAQs and FORM ADV. Broker-Dealer may charge a $0.25 withdrawal fee, among other fees. Funded accounts are subject to administrative fee of $1 per quarter.
Lion’s Share Loyalty Program and monthly payment are subject to terms and conditions. Visit https://get.moneylion.com/lionsshareterms/ for more information.