How to Build Credit With a Credit Card

Credit cards aren’t just good for collecting airline miles and getting cash back — they’re also powerful tools when it comes to building credit. About 35% of your credit score comes from your payment history. One of the easiest ways to raise your credit score is to create a history of timely payments on your … Continued

690 Credit Score – Is It Okay?

Are you curious about how your credit score stacks up compared to everyone else’s score — and how you can raise it? We’ll take a look at each of the three major credit reporting bureaus and what they consider to be a good and a bad score. We’ll also give you a few helpful tips … Continued

Understanding a 750 Credit Score

You’ve paid every bill on time and you’re finally starting to get out of debt. After months of work, you log into your banking app to check your credit score. Determined to achieve perfect credit, you see that your score is 750. You’re excited because your score is going up — but is a 750 … Continued

Why Did My Credit Score Drop?

After weeks of scrimping, saving, budgeting and paying off your debt, you check your credit score and see … a drop? That can’t be possible — right? Few things are quite as frustrating as seeing your credit score fall, especially when you’ve been working to raise it. But it happens to all of us, and you … Continued

What is a Credit Report?

When was the last time you took a look at your credit report? Whether you’re just learning how to look up your score or whether you want to improve it, we’ll give you a crash course on everything you need to know about your credit report. We’ll go over where you can get all of … Continued

What is a Good Credit Score?

Very few people have a perfect credit score of 850 or a rock-bottom score of 300. So you might be asking, “What exactly is a good credit score, anyway?” Read on for a crash course in credit scores, along with some tips on what you can do to boost your numbers.  Good Scores by Credit … Continued

What is a Bad Credit Score?

A good credit score can help you land your dream job, get a better credit card and even become a homeowner. But what’s the story if you have bad credit? Unfortunately, you may have access to fewer opportunities. You might have trouble getting the loans you need to go back to school or start a … Continued

What is Credit?

If you’re like most people, credit plays a role in your life. But do you really understand how credit lines, credit cards and credit scores actually work? Here’s a crash course on everything related to credit, including information on the different types of credit and where credit scores come from. We’ll also give you a … Continued