Instant Rewards App -The Instant Rewards App You Must Download Today!
Looking for a way to earn a little extra while you shop or browse your phone? Using a rewards or cashback app is an easy way to pocket some quick cash.
Before you go on and download any random app, think about the features that are beneficial to your lifestyle. Do you want gas rewards? Are you an avid online shopper? Here’s our guide to finding the right instant rewards app and what to look for.
What makes for a really good instant rewards app?
There’s a good chance you have one or two apps on your phone that you never use. Months have passed and now virtual spiderwebs are covering it. Not only are you wasting valuable storage on your phone, but you need practical apps that make your life easy or better. Having to use a different app for every detail of your life is exhausting and inefficient.
What if there was one app that helps you in multiple ways including earning rewards? Read on to find out more about our all-in-one app and what sets it apart from the rest.
Why is MoneyLion Rewards Different?
Named one of Forbes 50 Fintech companies in 2020, the MoneyLion mobile app isn’t only for banking. When you’re a MoneyLion user you get access to our modern banking app with everyday features that can help make your life more seamless and convenient.
Here’s some features you can gain access to when you have the MoneyLion app:
$1/month with virtual debit card access instantly
Transfer funds between accounts
Spend report tracker to manage budget
0% cash advances with Instacash up to $250
Low-cost Credit Builder loans with no credit check up to $1000
Earn rewards for everyday shopping on the mobile app
Fully managed investment accounts with zero minimums
User-Friendly App
Whether you need to transfer money to another bank account or manage your investments. MoneyLion has it all!
Earn rewards while shopping is easy! Link your account, view rewards within the app and swipe through offers to pick your favorite merchants.
Offers change to stay relevant
Rewards change daily, weekly, and monthly. This gives you tons of variety and competitive offers from our rotating merchants.
Priceless surprises
Earn easy rewards for simply using your MoneyLion Debit Mastercard® . Qualify when you make any purchase, both in-store and online, and you’ll be automatically entered for Priceless Surprises from Mastercard. These giveaways could be cash, tickets to events, or trips.
Will you be the next lucky one?
Online cashback deals
Snag cashback deals from top merchants like Macy’s, Best Buy, and PetSmart when you make your purchases within the rewards tab on your MoneyLion mobile app. Keep an eye on your app daily as offers may change often.
Shake ‘N’ Bank
Once you make a purchase of $10 or more using your MoneyLion Debit Mastercard or RoarMoney virtual card, you’ll receive a push notification asking you to shake your phone for cash rewards. Rewards are up to the full price of your purchase or max $120. The cash earned is directly deposited into your active MoneyLion investment account.
Earn while you borrow
Eyeing a gift for someone special only to realize your short on cash until next payday? No worries! RoarMoney account holders can get their paycheck up to 2 days early or gain access to Instacash when you link your direct deposit¹.
Purchase items through the rewards tab in the MoneyLion app and earn cashback without interest!
Turn rewards into investments
When you earn your cashback from everyday purchases, it’ll be directly deposited into your active MoneyLion investment account. From there you can take it out or let it grow.
Our strategy for investing is approachable and effortless, even for the newest investor. You set the risk tolerance preferences you’re most comfortable with and add funds to your investment account whenever you’d like – no minimums.
Why Should I Use A Rewards App?
Making money off purchases you already plan to make sounds like a no brainer to us! Especially when you could qualify for Priceless Surprises simply by swiping your card. And who doesn’t want to have a little fun with the Shake ‘N’ Bank feature – dance party anyone?
Don’t forget you can boost your credit score with a Credit Builder Loan, safely borrow funds, and plan for the future while you earn rewards.
The All-In-One Banking App
Not every mobile banking app is created equal. Alongside the rewards program, the MoneyLion app features the added benefit of tracking your spending and monitoring your credit while giving you expert advice on how to boost your overall financial status!
From setting up your first bank account to investing your first dollar, we are here for you! To learn more about how you can maximize your rewards, download the app now!
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Disclosures
With direct deposit. Faster and easier access to funds is based on comparison of traditional banking policies and deposit of paper checks versus deposits made electronically and the additional methods available to access funds via a card as opposed to a paper check.
Rewards are subject to terms and conditions, see here.
Rewards are an optional service offered by MoneyLion
Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash Terms and Conditions for more information and eligibility requirements.
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
Credit Builder Plus membership ($19.99/mo) unlocks eligibility for Credit Builder Plus loans and other exclusive services. This optional offer is not a Pathward product or service. A soft credit pull will be conducted which has no impact to your credit score. Credit Builder Plus loans have an annual percentage rate (APR) ranging from 5.99% APR to 29.99% APR, are made by either exempt or state-licensed subsidiaries of MoneyLion Inc., and require a loan payment in addition to the membership payment. The Credit Builder Plus loan may, at lender’s discretion, require a portion of the loan proceeds to be deposited into a reserve account maintained by ML Wealth LLC and held by Drivewealth LLC, member SIPC and FINRA. The funds in this account will be placed into money market and/or cash sweep vehicles, and may generate interest at prevailing market rates. You will not be able to access the portion of your loan proceeds held in the credit reserve account until you have paid off your loan. If you default on your loan, your credit reserve account may be liquidated by the lender to partially or fully satisfy your outstanding indebtedness. May not be available in all states. Credit Reserve Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclaimers relating to the MoneyLion Credit Reserve Account, see Investment Account FAQs and FORM ADV.
Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).
MoneyLion users with an active RoarMoney account are automatically eligible for this promotion. Please see the MoneyLion Cashback Promotional Calendar for the monthly promotional categories or specified merchants and cashback available. Use your Money Debit Mastercard or RoarMoney virtual card for qualified purchases in the category specified for each month between 12:01 a.m. on the first day of the month and 11:59 p.m. on the last day of the month to earn the cashback percentage specified on each transaction charge, up to the maximum monthly cashback available. Qualified purchases are purchases for goods and services made in the specified category for that month minus returns and other credits and do not include balance transfers, cash advances, loan proceeds, ATM transactions, finance charges, fees, interest charges, gambling transactions, peer-to-peer transfers from services such as PayPal, Cash App, or Venmo and unauthorized/fraudulent transactions (as determined by MoneyLion). MoneyLion does not determine which category code a merchant uses to classify itself and will not be responsible for any merchant code determination made by a merchant. Qualified purchases must be authorized during the applicable month to qualify for cashback. MoneyLion is not liable for transaction processing delays caused by merchants or any third-party vendors. Any cashback you earn will be credited to your RoarMoney account on or about the 10th day following the month in which you earned cashback. If your account is not in good standing at the time that the cashback credit would be made, you will forfeit the reward. MoneyLion reserves the right to cancel or modify the terms of this promotion or terminate a member’s eligibility at any time with or without prior notice. This offer is neither sponsored nor endorsed by Pathward, N.A.
MoneyLion does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party's failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. An Instacash advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.