New Year, New You! Start 2021 with a fresh commitment to crush your New Year’s resolutions and elevate physically, emotionally, and financially.
Don’t get caught up in how much you want to accomplish, instead break down your goals through the year. Deconstructing your goals into daily, weekly, and monthly goals that compound over time, will make for a successful year!
Read on to see how we’re going to help you get closer to a better you!
Kick Start Your Day
Every day start your day with intention and consistency. Setting the tone for the day starts right when you wake up. If you don’t plan your day, time will slip away. Waking up early, write out your schedule for the day, and get your personal wellness done first. You’ll feel refreshed and ready to take on whatever comes your way.
Exercise and Get Outside More
Movement and vitamin D isn’t only good for the body, it’s good for your brain and lowers cortisol levels. This reduces stress and helps you execute your day better with a clear mind. If you find yourself feeling overwhelmed or anxious, go for a walk outside in the sunshine or get a quick workout in. Don’t forget to get up every so often and take little breaks if you work on computers or at a stationary desk. We promise this will make a huge difference in the quality of your work and life!
Some of the most successful and well-rounded people on the planet read books non-stop. Commit to reading at least 15 minutes a day. If you aren’t much of a reader start by listening to Podcasts and audiobooks, they’re great alternatives for busier individuals. You can listen to them in the car, while you’re working out or doing dishes.
Eat Healthier At Home
If it’s in your budget to eat out, you should opt for healthier choices. But, if you’ve accessed your budget and you need to cut back somewhere, eating out should be the first to go.
You could save tons of money cooking at home versus going out to dinner. You’ll also be able to choose every ingredient that goes into your food. Try focusing on wholesome and nutrient-dense foods that will fuel your brain and body.
Write “The” List, Only Better
Almost everyone writes down a New Year’s Resolution list. You know, the one that you write every year that’s full of goals and things you’d like to accomplish–only to get burnt out a week later.
This year try reverse engineering your list and break it down by daily, weekly, and monthly little wins to check goals off your list. For example, if you want to save $2000, divide that into 365 days and save $5.50 a day. This goal appears to be more attainable when the number isn’t so large.
Time blocking is the act of setting a specific amount of time to accomplish a task. Start with the most important task first and so on. When you’re focused on one specific goal for a set amount of time, you’ll get them done faster with more intention and fewer distractions.
A clear mind and a clean liveable space allows more room for creativity, productivity, and peace. Go through your receipts and organize, donate clothes, clean office space, organize your desk and home. If you don’t need it and it isn’t of sentimental value, get rid of it!
Do Something That Makes You Happy
Life isn’t about all work and no play. Don’t forget to incorporate things that bring joy and fun to your life to break up the monotony. Start a new hobby like hiking, learning to play an instrument, or even aerial silk yoga! Whatever it is, if it brings you joy, make sure you sprinkle that into your positive downtime.
Get Proper Sleep
Spend less time scrolling through your phone at night and focus on a more restful night’s sleep so you can tackle each day head-on. It’s easy to get trapped in hours of mindless scrolling. Try setting a timer for recreational phone time at night so you don’t go overboard.
Improve Financial Wellness
Money doesn’t make you happy, but it’s a big stressor and motivator in life. Let’s breakdown different areas of your financial wellness and see where you’d like to improve or change.
Create a Budget
Budgeting is the first step to becoming aware of where you stand financially. Keeping track and staying on course with the budget you set for yourself follows after. When you bank with MoneyLion, you can use the budget tracker in the mobile app to help monitor your spending and keep you accountable.
Improve Credit Score
Increasing your credit score gives you more buying power for bigger purchases like a car and mortgage. If you have poor credit (or none) it can be hard to build your credit up without being approved for any type of lending.
With a Credit Builder Loan, you can establish and improve your credit rating while borrowing up to $1000 with competitive interest rates. There’s no hard credit pull and your payments are paid back over 12 months making payments more affordable.
Make More Money
Increasing your income and figuring out ways to make more money is going to move you forward with your financial resolutions. Whether you have a debt to pay off, need to pay for insurance, or want to save more money to invest.
If you’ve been doing well at work, try asking your boss for a raise. Or start a side hustle like grocery delivery or making homemade goods and selling them.
Want to earn money while you do your everyday shopping? MoneyLion’s rewards programs offer online cashback, Shake ‘N’ Bank, and Priceless Surprises just for using your RoarMoney virtual card or MoneyLion Debit Mastercard on daily purchases year around.
Investing allows you to make money passively. There’s always potential risk involved when investing, but with a MoneyLion investment account, you can choose a unique fully managed portfolio strategy without management fees and or minimums.
Pay Off Debt
One of the newest features for RoarMoney account users is the Financial Heartbeat tool. This encourages you to work on 5 areas of finances on a scale from 1-10. Along the way, you’ll earn badges and receive expert advice on how to get closer to an optimal score of 10. This tool is meant to help you reach your goals faster and have the support you need.
Ringing In The New Year
2021 could be your year now that you have the tools to make the best of it. Financial hiccups won’t hold you back when you bank with MoneyLion. You’ll have access to credit building products, money management tools, and the ease of virtual banking. Say good-bye to years of broken promises and commit to making 2021 the best year yet!