When Will I Get a Coronavirus Stimulus Check?

Early Wednesday morning, a $2 trillion package to provide relief amid the coronavirus pandemic was passed in one of the largest and most aggressive stimulus measures in our history.

There is $250 billion set aside for direct payments to individuals and families, $350 billion in small business loans, $250 billion in unemployment insurance benefits and $500 billion in loans for distressed companies.

When Can You Expect to Receive a Check from the Government?

When can you expect to receive a check from the government to help ease the negative financial impact of the coronavirus? Treasury Secretary Steven Mnuchin has said he wants to send payments out to Americans as soon as three weeks after Congress passes a stimulus law (which it did, on 3/25/20), but it likely won’t happen so quickly.

It’ll take some time for agencies like the IRS to get everything in order that’s required to send checks out to millions of American households. For reference, note that the IRS sent stimulus checks to a large number of households in 2008 and 2009, and it took more than two months for most people to get the money in the mail.

How Much Could You Get and When?

The Tax Foundation estimates that 93.6 percent of tax filers will get a coronavirus stimulus check. Those who earn under a certain threshold and have a valid Social Security Number will qualify for a check, even if their income comes from non-taxable government programs.

Under the bill, single Americans will receive $1,200, married couples will get $2,400, and parents will see $500 for each child under age 17. That amount may vary by income. Use our calculator below to determine what your stimulus check may be.

Stimulus Check Calculator

Estimate how much money you may receive with the passing of the 2020 Care Act

Your Tax Income Status

Use your most recent filed tax return to determine your AGI (Adjusted Gross Income). You can use your 2019 or 2018 return. Enter your adjusted gross income found on line 8b on the 1040 federal tax form.


Your estimated stimulus check is $1,200

Please note that unless you receive Social Security, Social Security Disability (SSDI) or Supplemental Security Income (SSI), you must must have filed a tax return for 2018 or 2019 to get a check. So if you’re in doubt, file your 2019 taxes now!

The stimulus check amount shown in this calculator is only an estimate and not an assurance of what you will receive. The amount you receive may be different from what is shown here.

Learn More About Getting Relief

Because virus payments may take months to arrive, remember that MoneyLion offers Instacash cash advances and credit builder loans for those looking for fast cash at competitive or zero interest, along with other premium banking features. 

You can also find more COVID-19 relieve resources in a special section of our blog.