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Spooktacular Last-Minute Halloween Ideas for Every Budget

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Last-Minute Halloween Ideas

Halloween is creeping up fast and you’re scrambling for Halloween ideas that won’t break the bank. Whether you plan to show up in something punny or go all out in ghoulish makeup, there’s still time to put together something amazing. Plus, we’ve got you covered with events you can attend for free and even tips to host your own Halloween bash for just $50. Here are some spooktacular ideas to ensure your Halloween is a hit without terrifying your wallet. 👻

Super cheap and easy Halloween costume ideas

When time (and budget) is running low, don’t fret. You can still combine some epic Halloween costume ideas with things you already have at home! Here are a few clever options:

  • “Punny” joke: Create a costume based on a pun! Example? Wear a tuxedo or formal dress, and attach a big sign that says “I’m Sorry” on it. You’re a “Formal Apology!”
  • Makeup masterpiece: If you’re talented with makeup, create a zombie, skeleton or glam ghoul look with your cosmetics. Just watch a tutorial online and you’ll be good to go.
  • A MoneyLion: All you need is a gold shirt, lion ears and a touch of MoneyLion pride. It’s an easy nod to both Halloween and our fearless lion mascot.
  • Zombie: Grab some old clothes, rip them and add dark eye makeup. Voila, you’re a zombie.
  • Scarecrow: Wear plaid, overalls and a floppy hat. Use makeup to draw “stitches” on your face.
  • Superhero: Throw on a cape (or a towel) and your favorite bold-colored shirt and you’ve got a superhero look.
  • Cowboy/Cowgirl: Dust off your jeans, boots and a hat—yee-haw, you’re ready to roll.
  • Rosie the Riveter: You probably already have everything you need—a denim shirt, a red bandana and some fierce confidence.
  • Athlete: Wear your favorite sports team jersey, some sneakers and carry around a ball. Instant athlete.
  • Mime artist: All you need is black and white stripes, a beret and white face paint to create a classic mime look.
  • Lumberjack: Plaid shirt, jeans, boots and carry a toy axe or a stick—easy and rugged!
  • Farmer: You can wear overalls, boots and a flannel shirt. This outfit is perfect if you have access to some straw for extra flair.
  • Nerd: Suspenders, taped-up glasses and a bow tie. Channel your inner nerd for a cute, easy look.

Fun and free Halloween events

Halloween isn’t just about adult Halloween costumes or couple Halloween costumes—it’s also about the fun events you can attend for free. 🎃Here’s a list of festive activities you can look for in your community:

  • Neighborhood trick-or-treating: Grab your pillowcase and hit the local houses. It’s a tradition that’s fun for all ages.
  • Local pumpkin patch visit: Head to a local pumpkin patch and enjoy free photo ops and pumpkin picking.
  • Community costume parade: Check your town’s event calendar for costume parades. You’ll see everyone from kids to pets in their best Halloween costume ideas.
  • Halloween carnivals: Some towns host free carnivals with games, rides and candy for the little ones.
  • Children’s Halloween parties: Schools, churches or community centers often host free Halloween parties that include crafts, games and snacks.
  • Public library Halloween storytime: Libraries are a great spot for kid-friendly spooky story readings, often followed by activities.
  • Park District haunted trail walk: Get spooked for free by walking through a haunted trail organized by your local park district.
  • Halloween pet costume contest: Many pet stores host free costume contests—go for the fun and stay for the cute overload.
  • Spooky art exhibit at community gallery: Some community galleries curate Halloween-themed art exhibits for free.
  • Community pumpkin carving contest: Bring your best-carved pumpkin and enter your local carving contest.

Host a Halloween party for $50

You don’t need to spend big bucks to throw an epic Halloween party. 🎉 Here’s how to stay on budget and still have a blast:

  • Food: $30. Grab a few cheap, easy snacks like chips, Halloween-themed candy and maybe some hot dogs or finger sandwiches. Get creative—hot dogs wrapped in croissant dough make great mummies. 
  • Music: $0. Stream a free Halloween playlist from Spotify or YouTube. You can even create your playlist filled with classics like “Monster Mash” and “Thriller.”
  • Decorations: $20. Head to the dollar store for spooky items like spider webs, candles and fake bats. You can also DIY some decor—cut out bats from black construction paper or carve jack-o-lanterns to set the spooky vibe.

Set up a budget for your Halloween fun in the MoneyLion App! Track your spending, stick to your financial goals and still have the time of your life. Download the MoneyLion App today.


Halloween on a budget

Whether you’re throwing together a last-minute Halloween costume or hosting a party for $50, you don’t need to drain your bank account to have fun. From DIY couple Halloween costumes to attending free events in your community, there are endless ways to make your Halloween unforgettable. So, embrace the spooky spirit and make this Halloween your most budget-friendly.

FAQ

What can I wear to Halloween without a costume?

You can wear regular clothes with a Halloween twist, such as adding a spooky accessory, wearing all black or doing Halloween makeup.

Do Halloween outfits have to be scary?

No, Halloween outfits can be fun, quirky or even cute! You don’t have to go for scary to join in the fun.

What is considered an offensive Halloween costume?

Offensive costumes mock or appropriate cultures, races or sensitive historical events. Always choose a costume that’s respectful and fun for everyone.