It’s important to spend less and save more. But what if you could both shop and earn some side cash?
When you sign up for a MoneyLion RoarMoney account, you’ll gain access to one of the best rewards program out there! that is convenient and can be done right from our mobile app. You can earn cashback rewards on necessary purchases like groceries, prescriptions, and everyday basic needs.
Read on to find out how you can make money while shopping this holiday season and beyond!
Getting paid for shopping online or at home
Pocketing some extra money for buying something you already need sounds like a no brainer to us! Need a few ingredients to make dinner? new bedroom curtains? Pay your Disney+ bill (who doesn’t love it!)?
Whatever it maybe, why not get paid to do it? With our rewards program, you get the best of both worlds.
How can I make money while shopping?
Whether you shop online, in-store, or a mix of both, MoneyLion loves to reward our members for shopping as you normally would from some of the largest retailers around.
When you purchase within the rewards tab of our mobile app with your MoneyLion Debit Mastercard or RoarMoney virtual card – you can earn points redeemable for cashback into a MoneyLion investment account. Learn more here. Merchants and offers are subject to change, make sure you check your MoneyLion app daily.
Online cashback
Earn cashback at your favorites stores through the Rewards tab in the MoneyLion mobile app and begin stacking points to redeem for cashback. Here’s how to get started.
Sign up for your RoarMoney account.
Set up your MoneyLion Debit Mastercard and/or virtual card for instant access.
Open the MoneyLion app.
Select the “Rewards” button on the bottom right of the screen.
Scroll down to “Online Deals”.
Chose the merchant you prefer and tap “Activate Deal”.
Click “Shop Now” and begin shopping.
Ready to make a purchase? Use your virtual RoarMoney card or MoneyLion Debit Mastercard to earn points.
Earn points for every dollar spent!
Once you’ve accumulated 2,500 points, redeem your points for $25 cashback deposits into your active MoneyLion investment account.
Priceless Surprises
Not a fan of online shopping? No problem! When you use your MoneyLion Debit Mastercard on any purchase in-store (and online), you’ll automatically enter for a chance to win a Priceless Surprise complimentary of Mastercard.
Priceless Surprise winners are chosen at random. You could be one of the lucky ones selected to win a fully paid trip, tickets to a major event, or cash in hand!
Shake ‘N’ Bank
Shake ‘N’ Bank is one of our coolest interactive rewards tools. Just like the name says, you shake your phone to earn cash rewards. Follow these steps and you’ll be shaking your phone all the way to the bank!
Sign up for your RoarMoney bank account and debit Mastercard (or virtual card).
Make a $10 or more purchase from your MoneyLion account by virtual card or Mastercard.
Receive a push notification prompting you to shake your phone and find your surprise earnings. Didn’t receive a notification? Check the rewards tab in your MoneyLion app.
Get back up to the full amount of your purchase (Max $120).
Cash rewards vary from $0.01 to $120 and get directly deposited into your active MoneyLion investment account.
Keep in mind you must have an active MoneyLion investment account to receive your direct deposit cash reward. And don’t forget, you have 7 days to claim your Shake ‘N’ Bank rewards after a purchase.
Free money for your investment account
We know how hard it is to get started in investing for your future. That’s why we deposit your Shake ‘N’ Bank and online cashback rewards directly into your investment account. Once the funds are there, you can personalize your portfolio based on your preferences, risk tolerance, and budget. Starting at just $5!
Invest in the things that matter most, set up auto investing, or let us give you recommendations. You can withdraw or add funds at any time, no minimums or fees applied. Whatever you decide, investing with MoneyLion is effortless!
Earning rewards with Instacash
Running tight on cash before payday? Instacash advances might be the perfect solution for you. Borrow up to $250 interest-free without a credit check or monthly fee.
Pro Tip: Transfer your interest-free Instacash advance funds to your virtual RoarMoney card, shop through rewards, and payback on your next payday. You’ll earn rewards on 0% interest money!
Shop, Earn, Repeat!
With MoneyLion cashback rewards, you can make money while shopping and have your funds transfer to a fully managed investment account. We want you to reach your financial goals faster and we have multiple ways to earn cashback rewards to fit your lifestyle.
Make a purchase of $10 or more –reward. Shopping through the MoneyLion app – more rewards! Make a purchase from one of our online merchant cashback rewards partners – you’ll get a cashback reward then too!
Sign up for our Overtime wait list– the premier buy now, pay later app! Make any eligible purchase up to $600 and pay back in 4 equal installment loans!
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Disclosures
MoneyLion is a financial technology company, not a bank. RoarMoney℠ demand deposit account provided by, and MoneyLion Debit Mastercard® issued by, Pathward®, National Association, Member FDIC. RoarMoney is a service mark of MoneyLion. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International. Funds are FDIC insured, subject to applicable limitations and restrictions, when we receive the funds deposited to your account.
Rewards are subject to terms and conditions, see here.
Rewards are an optional service offered by MoneyLion
Instacash® is an optional service offered by MoneyLion. Your available Instacash Advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors, as determined by MoneyLion. Expedited delivery requires Turbo Fee. See Instacash Terms and Conditions for more information and eligibility requirements.
MoneyLion does not provide, nor does it guarantee, any third-party product, service, information, or recommendation. The third parties providing these products or services are solely responsible for them, as well as all other content on their websites. MoneyLion is not liable for any third party's failure with regard to those advertised products, services, and benefits. These advertised products and services may not be FDIC insured or bank-guaranteed, and may be subject to a different privacy policy than MoneyLion’s. You should check individual offers, products, and services to become familiar with any applicable restrictions or conditions that may apply. MoneyLion may receive compensation from third parties for referring you to the third party, their products or to their website.
Investment advisory services provided by ML Wealth LLC. Investment Accounts Are Not FDIC Insured • No Bank Guarantee • Investments May Lose Value. For important information and disclosures relating to the MoneyLion Investment Account, see Investment FAQs, Form ADV Brochure, and moneylion.com/investing. Accounts are subject to a monthly account fee of $1, $3 (accounts valued over $5,000), or $5 (accounts valued over $25,000).
Instacash is a 0% APR cash advance service provided by MoneyLion. Your available Instacash advance limit will be displayed to you in the MoneyLion mobile app and may change from time to time. Your limit will be based on your direct deposits, account transaction history, and other factors as determined by MoneyLion. This service has no mandatory fees. You may leave an optional tip and pay an optional Turbo Fee for expedited funds delivery. For a $40 Instacash advance with a Turbo Fee of $4.99, your repayment amount will be $44.99. Generally, your scheduled repayment date will be your next direct deposit date. An Instacash advance is a non-recourse product; you will not be eligible to request a new advance until your outstanding balance is paid. See Membership Agreement and help.moneylion.com for additional terms, conditions and eligibility requirements.
Overtime loans have an annual percentage rate (APR) of 0%. A soft credit pull will be conducted which has no impact on your credit score. Overtime loans are made by either exempt or state-licensed subsidiaries of MoneyLion Inc. May not be available in all states. Additional terms and conditions may apply.