Banking with
a Safety Net

Because life happens, you deserve a
way to cover its unexpected expenses
and build for the future.

MoneyLion is a financial technology company, not a bank. 
RoarMoney℠ is powered by Pathward®, N.A., Member FDIC

safety net

Build for tomorrow. Take on today

Think of us as your one-stop financial solution that prepares you for what’s next.

Here, you’re all set

Whether you have a flat, spill, break, or new bill, we’re here to help.
We believe everyone deserves financial peace of mind. So we created Safety Net.

All-in-one banking

Now you’ll have the tools to always land on your feet. Simply set up recurring direct deposits with your RoarMoney account.

Have the money you need
for life’s surprises

Get access to up to $1,000 0% APR cash advances every direct deposit period.
Also, you can get paid up to two days early.1

lifes surprises
complete control

Complete control, all in one place

Easily visualize all your available funds with RoarMoney, Instacash, and your MoneyLion investment account all in one place.

You can also manage Round Ups, where every transaction will put a little change into your investment account after every swipe.

How to set up
Safety Net

  1. Download the MoneyLion app.
  2. Open a RoarMoneySM account.
  3. Tap the “More” button on the Finances tab.
  4. Select “Add Direct Deposit” and follow the prompts.
how to set up safety net 1

Safety Net Stories

Yes, just yes

I love Moneylion!! I have a regular checking account, but having my RoarMoney account has helped in so many ways. It has helped me understand how and where my money goes — it’s helping me figure out my credit and is even a great backup plan if I need extra cash throughout the week! I’m so glad I stumbled across their website!! If you’re contemplating an account, DO IT!! You won’t regret it…

safety net story

Megan | May 30th, 2021 |


Ready to get set with Safety Net?

Common questions about Safety Net

How does Safety Net work?

Safety Net appears on the RoarMoney℠ account screen of the MoneyLion app. Just look for the pie chart, which shows you how much money you have available in your RoarMoney account, in an Instacash℠ advance, and in your MoneyLion Investment Account. To access your Safety Net, just click on “Use Safety Net” in the app, choose the account you want to transfer funds from and follow the onscreen instructions.

What do I need to do to get a Safety Net?

You need to have a RoarMoney account with at least one repeating direct deposit set up to that RoarMoney account. Once the first two direct deposits clear, your Safety Net is unlocked and the Safety Net pie chart will appear on your RoarMoney app screen. You’ll also see your new higher Instacash limit — which is 30% of your direct deposit amount and can be up to $1,000. Pro tip: Setting up additional repeating direct deposits to RoarMoney could mean your Instacash limit goes up too.

What will I see in Safety Net?

You’ll see the amount of money or investment assets you have available to you at MoneyLion, including:

  • The amount of money that’s available to you to use in your RoarMoney account.
  • Your available Instacash limit can be up to 30% of your repeating direct deposit with a max limit of $1,000 in Instacash when you set up a repeating direct deposit into RoarMoney. Please note that it could take up to two direct deposits to take effect.
  • The available balance of investment assets in your MoneyLion Investment Account. The actual withdrawal amount may vary based on your available balance, excluding any fees and/or outstanding loan amounts. Full details here. Please note that it’s generally a good idea not to withdraw and sell investment assets that are being put aside to compound over time and provide for your future. Furthermore, there could be tax implications to withdrawing and selling investment assets.
How do I set up direct deposit?

Get the steps here.

Have More Questions?

Read More FAQs