Borrowing and saving, together at last.

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Borrow, save, and build with MoneyLion

Perhaps you dream that someday you’ll have enough money to start saving for the future, but unexpected expenses keep derailing your efforts, bank fees keep draining your wallet, and you don’t have time to learn about saving and investing anyway. We understand, and MoneyLion was designed for you.

MoneyLion membership can free you from bank fees and help you affordably borrow the money you need today while growing your savings by giving you ongoing access to a $500 5.99% APR Credit Builder LoanSM (with no need to reapply) and deposits into an investment account that we manage for you.

You don’t need to be a financial whiz to grow your savings through investing, and you don’t need to reapply every time you need a loan.

What do I get with MoneyLion?

Joining MoneyLion is a no-brainer. The only thing to lose is stress. The free MoneyLion Core monthly membership gives you:

  • Zero-Fee CheckingSM account with 0% APR InstacashSM advances up to $250
  • Zero-Fee Managed InvestmentSM account
  • Cashback Rewards on everyday spending
  • $25 gift cards for healthy financial behaviors like paying bills on time
  • Free credit monitoring and personalized financial advice
  • Optional upgrade to MoneyLion Plus to get 5.99% APR Credit Builder Loans in seconds and monthly Lion’s Share Loyalty Program payouts up to $19.99

How much does it cost?

The MoneyLion Core membership is completely free.

The MoneyLion Plus membership fee is $19.99/month, but you can recoup that entire amount with Lion’s Share payouts! To earn a $19.99 Lion’s Share payout at the end of the month, you need to have logged into the app every day and made 20 or more purchases over $10 with your MoneyLion Visa Debit in the previous 30 days. Easy!

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Why should I use you, not a broker?

With MoneyLion, your money is invested for you to grow steadily while minimizing large fluctuations. You won’t need to pay any brokerage fees, face additional risk, or struggle to understand investment jargon. Don’t lose time trying to figure out a how to invest optimally on your own; start growing your money effortlessly today. To ease your mind, a few notes:

  • We’re a Registered Investment Advisor with the SEC. Your investments are protected up to $500,000.
  • Our ETF portfolios are carefully chosen based on your stated age and risk tolerance. We’re not shooting for the moon. We just want to help you grow your money.
  • You can cancel anytime. Any membership fee incurred before your first payment will be waived. If you cancel after you’ve already paid membership fees, you will get your savings back.

Whether you’re younger or older, have good credit or bad credit, live paycheck to paycheck or more comfortably, you can put your financial goals into motion with MoneyLion. We’ll be with you every step of the way.

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