How collateralization can save the day

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Get better loan rates through collateralization.

The core of MoneyLion Plus includes two products combined into one. MoneyLion Plus combines a savings/investment feature with low-interest rate loans. This makes it easier for you to achieve greater financial success while helping to protect you from overdraft fees and other unexpected expenses.

We have some unique benefits that are hard to find anywhere else.

Collateralization is one such benefit to MoneyLion Plus members and it works like this: If you find you can’t pay your loan back to us or you can’t find an alternative payment schedule that works, we can use your Plus investment account as collateral to pay the outstanding loan. This is one of the ways we’re able to offer a low 5.99% APR to all our members.

We’re dedicated to your success.

We want you to succeed, build your savings, and grow wealth, and we also don’t want you to fall behind. With MoneyLion Plus, you have a safety net from the unexpected as well as built-in loan availability. And because we’ve combined the benefits of savings and investing with an optional loan in one package, they mutually reinforce each other. We can offer our members a better loan with super-low rates as well as a fee-free investment account that’s covered by the low monthly membership fee (which can be recouped in full through daily cashback).

Want to save more money – and reduce stress?

MoneyLion Plus is a membership that gives you access to $500 5.99% APR loans (no need to reapply), guided savings into your own investment account that we manage for you, and $1/day cashback bonus just for logging into the MoneyLion app.

More than 1.5 million people use the free MoneyLion mobile app to track their spending, monitor their credit, and receive personalized guidance. Now you can add a MoneyLion Plus membership to get easy access to loans and grow your savings faster. Learn more now.

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